Adair County property record for 465783 E 861 Rd, Stilwell, OK 74960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,965 sqft · built 1978 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,000 (Jul 2018) |
| Tax Bill | $536 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-23-015-024-0-057-00 |
| Primary APN | 0000-23-015-024-0-057-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 1,000 sqft |
| 1st Floor Area | 1,000 sqft |
| Utility Area | 192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 67,954 sqft (1.56 acres) |
| Garage Type | Mixed |
| Garage Area | 348 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 222 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Gazebo | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1818 |
|---|---|
| Street Address | 465783 E 861 RD |
| City | STILWELL |
| State | OK |
| Zip | 74960-6015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 660' S & 1130.70'W OF NE COR OF NE, S01^23'46" E 298.18', W196.66',N298.09 E 189.39' TO POB & ACCESS & UTILITY EASEMENT |
| Legal Range | 24E |
| Legal Township | 15N |
| Legal Section | 23 |
| Legal Subdivision | LYONS SWITCH |
| Jurisdiction | ADAIR OK |
| Township / Civil Division | STILWELL WEST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 376800 |
Source: Adair County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 465780 E 861 RD, STILWELL, OK 74960-6015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING AUTHORITY OF THE CHEROKEE NATION |
| Nov 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING AUTHORITY OF THE CHEROKEE NATION |
| Jul 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Deed Document Number | 20181890 |
| Deed Book / Page | 546 / 796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | 465783 E 861 RD, STILWELL, OK 74960-6015 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000607/801 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 607/801 |
| Instrument | I-2023-001289 |
| Name | HOUSING AUTHORITY OF THE CHEROKEE NATION |
|---|---|
| Type | Government Agency |
| Address | TAHLEQUAH, OK 74465 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Apr 12, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | 465783 E 861 RD, STILWELL, OK 74960-6015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000601/900 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 601/900 |
| Instrument | I-2022-003719 |
| Name | HOUSING AUTHORITY OF THE CHEROKEE NATION |
|---|---|
| Type | Government Agency |
| Address | TAHLEQUAH, OK 74465 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Apr 3, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Jul 23, 2018 |
| Property Address | 465783 E 861 RD, STILWELL, OK 74960-6015 |
| Document Number | 000546/796 |
| Book / Page | 0546 / 796 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 2018-001890 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $124.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | RR 1 BOX 1270, STILWELL, OK 74960-9746 |
| Document Number | 2018001891 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 2018-001891 |
| Name | HOMESTEAD MORTGAGE SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Adair County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Adair County |
| Unified School District | Cave Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,530 (+3.02%) Land $963 Building $7,567 | $71,077 (-49.32%) Land $8,021 Building $63,056 | |
| 2025 | $536.00 (+3.28%) Homeowner's exemption | $8,280 (+2.99%) Land $934 Building $7,346 | $140,239 (+65.89%) Land $8,960 Building $131,279 |
| 2024 | $519.00 (+3.59%) Homeowner's exemption | $8,040 (+3.01%) Land $907 Building $7,133 | $84,536 (-) Land $7,560 Building $76,976 |
| 2023 | $501.00 Homeowner's exemption | $7,805 Land $907 Building $6,898 | $84,536 Land $7,560 Building $76,976 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 47% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAIR CO RWD #1 (CHERRY TREE) serves 2,000 people · EPA ID OK3000104 |
|---|---|
| Water Source | Purchased surface water from STILWELL |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OzarksGo Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
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