46577 Broadspear Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 46577 Broadspear Ter, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,980 sqft · built 1991
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (May 2011)
Tax Bill$4,551 (2026)
Deeds & MortgagesJul 2021 Refinance
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN010-15-0346-000

Property Details

APN / Parcel Number

Primary APN010-15-0346-000
Alternative APN
  • 81 U 1 59

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,980 sqft Living Area
1st Floor Area704 sqft
Basement Area528 sqft
Finished Basement528 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Deck AreaDeck Area
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address46577 BROADSPEAR TER
CitySTERLING
StateVA
Zip20165-6459
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES S.7A LOT 59 201105130029780
Legal SubdivisionPOTOMAC LAKE
Legal Block1
Legal Lot Number59
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1000
Census Tract611206

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address227 MARKWOOD DR, STERLING, VA 20165-5817
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC
Jun 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC BK NATL ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2011 · Amount on Record
Deed SaleMay 13, 2011 · Amount on Record
Prior SaleJun 30, 2009 · Amount on Record
Deed Document Number201129780
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46577 BROADSPEAR TER, STERLING, VA 20165-6459
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074260
DateJul 8, 2021
Instrument202107080074260
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.75%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46577 BROADSPEAR TER, STERLING, VA 20165-6459
Document Number20180625036210
Instrument DateJun 5, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180625036210
DateJun 25, 2018
Instrument36210
Lender
NamePNC BK NATL ASSN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,551.00 (+4.36%)$565,420 (+13.44%) Land $225,000 Building $340,420$565,420 (+13.44%) Land $225,000 Building $340,420
2023$4,361.00$498,410 Land $175,000 Building $323,410$498,410 Land $175,000 Building $323,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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