Adair County property record for 465763 E 863 Rd, Stilwell, OK 74960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1970 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,000 (Feb 2022) |
| Tax Bill | $564 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-23-015-024-0-004-00 |
| Primary APN | 0000-23-015-024-0-004-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
| Porch Area | 176 sqft |
| Deck Area | 80 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 1766 |
|---|---|
| Street Address | 465763 E 863 RD |
| City | STILWELL |
| State | OK |
| Zip | 74960-9014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SE COR OF SE NW NE N 208.75' FOR BEG W208.75 N 208.75', E 208.75', S 208.75' |
| Legal Range | 24E |
| Legal Township | 15N |
| Legal Section | 23 |
| Jurisdiction | ADAIR OK |
| Township / Civil Division | STILWELL WEST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 376800 |
Source: Adair County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 465763 E 863 RD, STILWELL, OK 74960-9014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2024 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| Mar 31, 2026 | Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK |
| Mar 8, 2022 | Warranty Deed, Transfer · Line of Credit ARMSTRONG BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on Record |
| Deed Sale | Feb 8, 2022 · Amount on Record |
| Deed Document Number | 2022421 |
| Deed Book / Page | 591 / 50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR OK |
| Property Address | 465763 E 863 RD, STILWELL, OK 74960-9014 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 465763 E 863 RD, STILWELL, OK 74960-9014 |
| Document Number | 000623/872 |
|---|---|
| Date | Jul 30, 2024 |
| Book Page | 623/872 |
| Instrument | I-2024-002115 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Address | 501 S 2ND ST, STILWELL, OK 74960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Mar 31, 2026 |
| Property Address | 465763 E 863 RD, STILWELL, OK 74960-9014 |
| Document Number | 000649/625 |
| Book / Page | 649 / 625 |
| Instrument Date | Mar 27, 2026 |
| Instrument | I-2026-000957 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 465763 E 863 RD, STILWELL, OK 74960-9014 |
| Document Number | I2026000958 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | I-2026-000958 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 27, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR OK |
| Recording Date | Mar 8, 2022 |
| Property Address | 465763 E 863 RD, STILWELL, OK 74960-9014 |
| Document Number | 000591/819 |
| Book / Page | 591 / 819 |
| Instrument Date | Mar 7, 2022 |
| Instrument | I-2022-000736 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77568 S 4680 RD, STILWELL, OK 74960-5073 |
| Document Number | I2022000737 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | I-2022-000737 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 7, 2042 |
Source: Adair County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Adair County |
| Unified School District | Cave Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,725 (+0.93%) Land $1,008 Building $6,717 | $64,379 (+0.93%) Land $8,400 Building $55,979 | |
| 2025 | $564.00 (-7.08%) | $7,654 (-7.08%) Land $1,008 Building $6,646 | $63,783 (-7.08%) Land $8,400 Building $55,383 |
| 2024 | $607.00 (+1%) | $8,237 (+0.94%) Land $1,008 Building $7,229 | $68,643 (+0.95%) Land $8,400 Building $60,243 |
| 2023 | $601.00 | $8,160 Land $650 Building $7,510 | $68,000 Land $5,420 Building $62,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 47% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAIR CO RWD #1 (CHERRY TREE) serves 2,000 people · EPA ID OK3000104 |
|---|---|
| Water Source | Purchased surface water from STILWELL |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OzarksGo Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
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