Delaware County property record for 4657 Winding Oak Dr, Delaware, OH 43015
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 4 ba · 2,314 sqft · built 2021 |
| Owner | Individual Name on File |
| Last Sale | $563,200 (Sep 2022) |
| Tax Bill | $8,166 (2024) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-330-03-001-533 |
| Primary APN | 419-330-03-001-533 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 1,864 sqft |
| Upper Floors Area | 450 sqft |
| Basement Area | 1,572 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4657 WINDING OAK DR |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-4119 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 7281 COTTAGES AT HYATTS CONDO 20TH AMEND |
| Legal Subdivision | COTTAGES AT HYATTS CONDO 20TH AMEND |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 11432 |
4657 Winding Oak Dr, a condominium, is owned and occupied by an individual who bought it in September 2022.
Source: Delaware County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4657 WINDING OAK DR, DELAWARE, OH 43015-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS SAVINGS BANK |
| Sep 27, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on File |
| Deed Sale | Sep 27, 2022 · Amount on File |
| Deed Document Number | 202200028728 |
| Deed Book / Page | 1994 / 21 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4657 WINDING OAK DR, DELAWARE, OH 43015-4119 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000053937 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 1928/1717 |
| Instrument | 202100053937 |
| Name | THE CITIZENS SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MARTINS FERRY, OH 43935 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Sep 8, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Sep 27, 2022 |
| Property Address | 4657 WINDING OAK DR, DELAWARE, OH 43015-4119 |
| Document Number | 0000028728 |
| Book / Page | 1994 / 21 |
| Map Reference | OR 1986 PG 1025 |
| Instrument Date | Sep 18, 2022 |
| Instrument | 202200028728 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4657 WINDING OAK DR, DELAWARE, OH 43015-4119 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028729 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 202200028729 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
Source: Delaware County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Concord Township |
| Unified School District | Buckeye Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,166.00 (+0.07%) Homeowner's exemption | $177,840 (-) Land $35,350 Building $142,490 | |
| 2023 | $8,160.00 Homeowner's exemption | $177,840 Land $35,350 Building $142,490 | $508,100 Land $101,000 Building $407,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4657 Winding Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4657 Winding Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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