4657 Stone Cross Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4657 Stone Cross Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,288 sqft · built 2005
Lot Size	0.146 acres (6,369 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Apr 2019)
Tax Bill	$743 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-07-7-26-12-0-00154-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-7-26-12-0-00154-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,288 sqft Adjusted Area
1st Floor Area	1,905 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,369 sqft (0.146 acres)
Lot Dimensions	122 ft deep x 60 ft wide

Location & Zoning

Street Address	4657 STONE CROSS DR
City	OLIVE BRANCH
State	MS
Zip	38654-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WINDSTONE S/D PHASE 3 LOT 154
Legal Range	007
Legal Township	01S
Legal Section	26
Legal Subdivision	WINDSTONE S/D PHASE 3
Legal Phase	3
Legal Lot Number	154
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1034
Census Tract	70524

Owner

4657 Stone Cross Dr is owned and occupied by an individual who bought it in April 2019.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	4657 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Dec 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on File
Deed Sale	Apr 25, 2019 · Amount on File
Deed Book / Page	886 / 289
Prior Transfer Date	Nov 21, 2017
Prior Transfer Doc	000842/267
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 25, 2019
Property Address	4657 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428
Document Number	000886/289
Book / Page	0886 / 289
Map Reference	MB 86 PG 17
Instrument Date	Apr 22, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7494 VAIDEN RD, 7494, HERNANDO, MS 38632-9177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4657 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428

Mortgage

Document Number	0004714580
Date	Apr 25, 2019
Instrument	4714/580

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 1, 2017
Property Address	4657 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428
Document Number	000842/267
Book / Page	842 / 267
Map Reference	PB 86 PG 17
Instrument Date	Nov 21, 2017
Instrument	W00842-00267
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4657 STONE CROSS DR, OLIVE BRANCH, MS 38654-8428

Tax Assessment & Valuation

The 2025 property tax bill for 4657 Stone Cross Dr was $743.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00	$13,921 Land $3,000 Building $10,921	$139,205 Land $30,000 Building $109,205
2023	$876.00	$13,921	$139,205 Land $30,000 Building $109,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4657 Stone Cross Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4657 Stone Cross Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Northcentral Connect.

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