4657 River Rd, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 4657 River Rd, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Dec 2021)
Tax Bill	$5,379 (2025)
Deeds & Mortgages	Dec 2025 Construction Loan Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`OCLV-0585-977-001`

Property Details

APN / Parcel Number

Primary APN	`OCLV-0585-977-001`
Alternative APN	`OCLV0585977`

Exterior

Lot Area	25,265 sqft (0.58 acres)

Location & Zoning

Street Address	4657 RIVER RD
City	OCONOMOWOC
State	WI
Zip	53066-4021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL 1 CSM #8980 VOL 80/246 REC AS DOC #2560636 BEING PT NW1/4 OF NE1/4 SEC 3 T7N R17E :: ALSO INCLUDING ACCESS EASEMENT RECORDED AS DOC #365118 ON 5/16/1952 AND FURTHER REFERENCED BY DOC #4637215 RECORDED ON 12/6/2021
Legal Range	17E
Legal Township	7N
Legal Section	3
Legal Subdivision	ACCESS EASEMENT
Legal Lot Number	1
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC LAKE
Census Block Group	3
Census Block	3014
Census Tract	204100

Owner

4657 River Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4657 RIVER RD, OCONOMOWOC, WI 53066-4021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Construction Mortgage LANDMARK CU
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage LANDMARK CU
Oct 22, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Deed Document Number	20214637215
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0004627527
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	4657 RIVER RD, OCONOMOWOC, WI 53066-4021
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 LAKERIDGE DR, OCONOMOWOC, WI 53066-5820

Mortgage

Document Number	0004850389
Date	Dec 3, 2025
Instrument	4850389

Lender

Name	LANDMARK CU
Type	Credit Union
Address	BROOKFIELD, WI 53005

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Dec 6, 2021
Property Address	4657 RIVER RD, OCONOMOWOC, WI 53066-4021
Document Number	0004637215
Map Reference	CSM8980 VL80 PG248
Instrument Date	Nov 24, 2021
Instrument	4637215
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4657 RIVER RD, OCONOMOWOC, WI 53066-4021

Mortgage

Document Number	0004637217
Date	Dec 6, 2021
Instrument	4637217

Lender

Name	LANDMARK CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAUKESHA WI
Recording Date	Oct 22, 2021
Property Address	4657 RIVER RD, OCONOMOWOC, WI 53066-4021
Document Number	0004627527
Map Reference	CSM 8980 VL80 PG246
Instrument Date	Sep 21, 2021
Instrument	4627527
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 4657 River Rd was $5,379.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc Lake Village
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,379.00	$559,500 Land $244,400 Building $315,100	$581,300
2023	$4,617.00 Homeowner's exemption	$488,100 Land $213,100 Building $275,000	$475,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4657 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2025 · Severe Storms, Straight-line Winds, Flooding, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, And Mudslides, Aug 2025 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4657 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures