4657 Middle River Rd, Stanardsville, VA 22973 Property Records

Greene County property record for 4657 Middle River Rd, Stanardsville, VA 22973

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,868 sqft · built 1995
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2022)
Tax Bill	$2,519 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9 A 8`

Property Details

APN / Parcel Number

Primary APN	`9 A 8`
Alternative APN	`4954`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,868 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	320 sqft
Patio Area	1,564 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4954
Street Address	4657 MIDDLE RIVER RD
City	STANARDSVILLE
State	VA
Zip	22973-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	CONWAY RIVER 2.024 AC
Legal Subdivision	DAVID A LEWIS LAND SURVEYOR
Jurisdiction	GREENE VA
Township / Civil Division	STANARDSVILLE
Census Block Group	1
Census Block	1011
Census Tract	30101

Owner

4657 Middle River Rd is owned and occupied by an individual who bought it in December 2022.

Source: Greene County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4657 MIDDLE RIVER RD, STANARDSVILLE, VA 22973-2134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed, Transfer · VA Mortgage NAVY FCU
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 12, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Document Number	20223017
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE VA
Recording Date	Dec 28, 2022
Property Address	4657 MIDDLE RIVER RD, STANARDSVILLE, VA 22973-2134
Document Number	0220003017
Map Reference	CARD 3034
Instrument Date	Dec 5, 2022
Instrument	220003017
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4657 MIDDLE RIVER RD, STANARDSVILLE, VA 22973-2134

Mortgage

Document Number	0220003018
Date	Dec 28, 2022
Instrument	220003018

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE VA
Property Address	4657 MIDDLE RIVER RD, STANARDSVILLE, VA 22973-2134
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003967
Date	Dec 6, 2021
Instrument	210003967

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	308 Months
Due	Aug 1, 2047

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE VA
Recording Date	May 12, 2017
Property Address	4657 MIDDLE RIVER RD, STANARDSVILLE, VA 22973-2134
Document Number	170001097
Map Reference	MB 722 PG 40 CARD 30
Instrument Date	May 12, 2017
Instrument	170001097
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4657 MIDDLE RIVER RD, STANARDSVILLE, VA 22973-2134

Tax Assessment & Valuation

The 2026 property tax bill for 4657 Middle River Rd was $2,519.

Source: Greene County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Greene County
Unified School District	Greene County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,519.00	$359,900 Land $50,200 Building $309,700	$359,900 Land $50,200 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4657 Middle River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2018)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4657 Middle River Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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