4657 Heatherbrook Dr, Troy, MI 48098 Property Records

Oakland County property record for 4657 Heatherbrook Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,278 sqft · built 1974
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Apr 2019)
Tax Bill$5,947 (2025)
Deeds & MortgagesApr 2021 Mortgage
Oct 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-16-276-005

Property Details

APN / Parcel Number

Primary APN88-20-16-276-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,278 sqft Living Area
1st Floor Area1,316 sqft
Basement Area896 sqft
Finished Basement1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions135 ft deep x 100 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4657 HEATHERBROOK DR
CityTROY
StateMI
Zip48098-4666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 16 SCOTT LANDS SUB NO 1 LOT 47
Legal Range11E
Legal Township2N
Legal Section16
Legal SubdivisionSCOTT LANDS
Legal Lot Number47
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2002
Census Tract196900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4657 HEATHERBROOK DR, TROY, MI 48098-4666
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Oct 18, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 31, 2020Quit Claim Deed, Transfer
GUARANTEED RATE
Apr 8, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2019 · Amount on Record
Deed SaleApr 8, 2019 · Amount on Record
Deed Document Number201952554
Deed Book / Page52707 / 326
Last Transfer DateMar 13, 2020
Transfer Doc0000059164
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4657 HEATHERBROOK DR, TROY, MI 48098-4666
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4657 HEATHERBROOK DR, TROY, MI 48098-4666

Mortgage

Document Number0000088378
DateApr 6, 2021
Book Page56013/824
Instrument88378
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4657 HEATHERBROOK DR, TROY, MI 48098-4666
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000171653
DateOct 18, 2018
Book Page52285/00143
Instrument171653
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 9, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 31, 2020
Property Address4657 HEATHERBROOK DR, TROY, MI 48098-4666
Document Number0000059164
Book / Page054009 / 000327
Instrument DateMar 13, 2020
Instrument59164
Transaction TypeTransfer
Record UpdatedApr 30, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4657 HEATHERBROOK DR TROY MI 480984666, TROY, MI 48098-4666

Mortgage

Document Number59165
DateMar 31, 2020
Book Page054009/000329
Instrument59165
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 8, 2019
Property Address4657 HEATHERBROOK DR, TROY, MI 48098-4666
Document Number0000052554
Book / Page52707 / 00326
Map ReferenceLB 136 PG 38&39
Instrument DateMar 28, 2019
Instrument052554
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4657 HEATHERBROOK DR, 4657, TROY, MI 48098-4666

Transferred To (Grantee/Buyer)

NameVerified Name
Address4657 HEATHERBROOK DR, TROY, MI 48098-4666

Mortgage

Document Number0000052555
DateApr 8, 2019
Instrument052555
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,947.00 (-3.8%)
2023$356,480
2022$6,182.00$178,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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