4656 W Adams St, Chicago, IL 60644 Property Records

Cook County property record for 4656 W Adams St, Chicago, IL 60644

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 2 ba · 2,341 sqft · built 1911
Lot Size	0.095 acres (4,125 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2024)
Tax Bill	$2,532 (2023)
Deeds & Mortgages	Apr 2024 Transfer Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-15-105-044`

Property Details

APN / Parcel Number

Primary APN	`16-15-105-044`
Alternative APN	`16-15-105-044-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,341 sqft Living Area

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1913
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	4,125 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4656 W ADAMS ST
City	CHICAGO
State	IL
Zip	60644-5763
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	E A (CUMMINGS) SUB OF EH NW NW SEC 15-39-13
Legal Range	13E
Legal Township	39N
Legal Section	15
Legal Subdivision	CUMMINGS SUB
Legal Lot Number	70
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1009
Census Tract	252202

Owner

4656 W Adams St, a residential property, is owned and occupied by two individuals who bought it in December 2024.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4656 W ADAMS ST, CHICAGO, IL 60644-5763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 11, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 20, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 5, 2019	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	202422096
Prior Transfer Date	Mar 11, 2024
Prior Transfer Doc	0000008018
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 9, 2024
Property Address	4656 W ADAMS ST, CHICAGO, IL 60644-5763
Document Number	0010008018
Instrument Date	Mar 11, 2024
Instrument	2410008018
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 CUMNOR RD, WESTMONT, IL 60559-6311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CUMNOR RD, WESTMONT, IL 60559-6311

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Jun 11, 2021
Property Address	4656 W ADAMS ST, CHICAGO, IL 60644-5763
Document Number	0016222001
Instrument Date	Jun 9, 2021
Instrument	2116222001
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CUMNOR RD, WESTMONT, IL 60559-6311

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	4656 W ADAMS ST, CHICAGO, IL 60644-5763
Document Number	1934008335
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4656 W ADAMS ST CHICAGO IL 606445763, CHICAGO, IL 60644-5763

Mortgage

Document Number	1934008335
Date	Dec 6, 2019
Instrument	34008335

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 5, 2019
Property Address	4656 W ADAMS ST, CHICAGO, IL 60644-5763
Document Number	1903649256
Instrument Date	Dec 17, 2018
Instrument	3649256
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	521 CUMNOR RD WESTMONT IL 605596311, WESTMONT, IL 60559-6311

Mortgage

Document Number	1903649257
Date	Feb 5, 2019
Instrument	3649257

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 Land $5,981 Building $19,019	$250,000 Land $59,810 Building $190,190
2023	$2,532.00 (+2.63%)
2022	$2,467.00	$11,999 Land $4,846 Building $7,153	$119,990 Land $48,460 Building $71,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4656 W Adams St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4656 W Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband.

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