St. Louis City property record for 4656 Ray Ave, Saint Louis, MO 63116
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1922 |
| Lot Size | 0.075 acres (3,263 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,027 (2025) |
| Deeds & Mortgages | Feb 2020 Loan Modification Sep 2018 Loan Modification + 1 more |
| APN | 5822-9-020.000 |
| Primary APN | 5822-9-020.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,263 sqft (0.075 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4656 RAY AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63116-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | C.B. 5822 RAY 30 FT X 115 FT GRAVOIS NEOSHO HTS ADDN BLOCK -3-LOT 39 |
| Legal Subdivision | GRAVOIS NEOSHO HTS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ST LOUIS CITY MO |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 115300 |
4656 Ray Ave is owned by a company that acquired it in October 2013.
Source: St. Louis City records, as of June 16, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3407 S JEFFERSON AVE, 233, SAINT LOUIS, MO 63118-3119 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2020 | Loan Modification, Mortgage GREAT STHRN BK |
| Sep 28, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit GREAT STHRN BK |
| Sep 7, 2018 | Deed of Trust, Mortgage · Line of Credit GREAT STHRN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2013 |
| Deed Sale | Oct 22, 2013 |
| Deed Document Number | 201320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 4656 RAY AVE, SAINT LOUIS, MO 63116-3408 |
| Document Number | 0002120147 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3407 S JEFFERSON AVE #233 ST LOUIS MO 631183119, 233, ST LOUIS, MO 63118-3119 |
| Document Number | 0002120147 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 200212000147 |
| Name | GREAT STHRN BK |
|---|---|
| Type | Bank |
| Address | 8235 FORSYTH BLVD # 150, CLAYTON, MO 63105-1639 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 4656 RAY AVE, SAINT LOUIS, MO 63116-3408 |
| Document Number | 0000120005 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | ENTERPRISE TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3407 S JEFFERSON AVE #233 ST LOUIS MO 631183119, 233, ST LOUIS, MO 63118-3119 |
| Document Number | 0000120005 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 181012000005 |
| Name | GREAT STHRN BK |
|---|---|
| Type | Bank |
| Address | CLAYTON, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 4656 RAY AVE, SAINT LOUIS, MO 63116-3408 |
| Document Number | 0009100038 |
| Instrument Date | Sep 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4445 MORGANFORD RD ST LOUIS MO 631161542, ST LOUIS, MO 63116-1542 |
| Document Number | 0009100038 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 180910000038 |
| Name | GREAT STHRN BK |
|---|---|
| Type | Bank |
| Address | CLAYTON, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4656 Ray Ave was $1,027.
Source: St. Louis City assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | St. Louis City |
| Unified School District | St. Louis City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,210 (-) Land $1,140 Building $11,070 | ||
| 2025 | $1,027.00 | $12,210 Land $1,140 Building $11,070 | $64,286 Land $6,000 Building $58,286 |
| 2023 | $891.00 (+4.58%) | $10,850 (+8.83%) Land $1,140 Building $9,710 | $57,105 Land $6,000 Building $51,105 |
| 2022 | $852.00 | $9,970 Land $1,140 Building $8,830 | |
| 2021 | $52,474 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 4656 Ray Ave; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4656 Ray Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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