4656 N Ridge Rd, Mears, MI 49436 Property Records

Oceana County property record for 4656 N Ridge Rd, Mears, MI 49436

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.14 acres (6,104 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2024)
Tax Bill	$622 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-403-017-00`

Property Details

APN / Parcel Number

Primary APN	`006-403-017-00`

Exterior

Lot Area	6,104 sqft (0.14 acres)

Location & Zoning

Street Address	4656 N RIDGE RD
City	MEARS
State	MI
Zip	49436-9313
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	QCD 2019/19036 LOT 17 BLOCK 3 LAKE MICHIGAN SHORES WD 2018/16152 CERT TRUST 2018/16149 DC 2018/16148 AFF 2018/16147
Legal Subdivision	LAKE MICHIGAN SHORES
Legal Block	3
Legal Lot Number	17
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2047
Census Tract	11000

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4884 S WINN RD, MOUNT PLEASANT, MI 48858-9546
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage AAC CU
Oct 18, 2019	Intrafamily Transfer, Transfer
Aug 31, 2018	Warranty Deed, Transfer OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGNCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2024 · Amount on Record
Deed Sale	May 13, 2024 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Prior Transfer Date	Oct 8, 2019
Prior Transfer Doc	2019/019036
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4656 N RIDGE RD, MEARS, MI 49436-9313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/009267
Date	May 31, 2019
Book Page	2019/009267
Instrument	201900003194

Lender

Name	AAC CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Oct 18, 2019
Property Address	4656 N RIDGE RD, MEARS, MI 49436-9313
Document Number	2019/019036
Book / Page	2019 / 019036
Instrument Date	Oct 8, 2019
Instrument	201900005698
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 WESTWINDE ST NW, GRAND RAPIDS, MI 49504-2397

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Aug 31, 2018
Property Address	4656 N RIDGE RD, MEARS, MI 49436-9313
Document Number	2018/016152
Book / Page	2018 / 016152
Instrument Date	Aug 29, 2018
Instrument	201800004966
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGNCY INC

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 SAMARKAND DR, 405, SANTA BARBARA, CA 93105-3339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 WESTWINDE ST NW, GRAND RAPIDS, MI 49504-2397

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,300 (-16.91%) Land $11,300	$22,600 (-16.91%) Land $22,600
2025	$622.00 (+137.4%)	$13,600 (+24.77%) Land $13,600	$27,200 (+24.77%) Land $27,200
2024	$262.00 (+11.02%)
2023		$10,900 Land $10,900	$21,800 (-) Land $21,800
2022	$236.00		$21,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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