4656 N E St, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 4656 N E St, San Bernardino, CA 92407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1947
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Sep 2018)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0154-132-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-132-18-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4656 N E ST
City	SAN BERNARDINO
State	CA
Zip	92407-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3223 LOT 73 WILSON AND FIELDS SUB NO 2
Legal Subdivision	WILSON AND FIELDS SUB NO 2
Legal Tract	3223
Legal Block	3
Legal Lot Number	73
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3006
Census Tract	4507

Owner

4656 N E St is owned and occupied by two individuals who bought it in September 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4656 N E ST, SAN BERNARDINO, CA 92407-3544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2018	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
May 11, 2018	Grant Deed, Construction Loan · Conventional Mortgage GLENN C JAFFREY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	2018354956
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4656 N E ST, SAN BERNARDINO, CA 92407-3544
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4656 N E ST, SAN BERNARDINO, CA 92407-3544

Mortgage

Document Number	0000216879
Date	Jun 16, 2022
Instrument	2022-0216879

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4656 N E ST, SAN BERNARDINO, CA 92407-3544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TTL CO OF SOCAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439809
Date	Nov 26, 2019
Instrument	2019-0439809

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 27, 2018
Property Address	4656 N E ST, SAN BERNARDINO, CA 92407-3544
Document Number	0000354956
Map Reference	MB 43 PG 13
Instrument Date	Sep 7, 2018
Instrument	2018-0354956
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4656 N E ST, SAN BERNARDINO, CA 92407-3544

Mortgage

Document Number	0000354957
Date	Sep 27, 2018
Instrument	2018-0354957

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 11, 2018
Property Address	4656 N E ST, SAN BERNARDINO, CA 92407-3544
Document Number	0000173320
Instrument Date	May 1, 2018
Instrument	173320
Transaction Type	Construction Loan
Record Updated	May 24, 2018
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3239 N ARROWHEAD AVE SAN BERNARDINO CA 924052605, SAN BERNARDINO, CA 92405-2605

Mortgage

Document Number	173321
Date	May 11, 2018
Instrument	173321

Lender

Name	GLENN C JAFFREY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4656 N E St was $4,374.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,918 (+2%) Land $99,673 Building $244,245
2025	$4,374.00	$337,175 Land $97,719 Building $239,456
2023	$4,040.00 (-0.2%)	$313,084 Land $93,926 Building $219,158
2022	$4,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4656 N E St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4656 N E St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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