4656 Moccasin Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4656 Moccasin Point Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2.5 ba · 3,024 sqft
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Oct 2021)
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Jan 2022 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0271-00120`

Property Details

APN / Parcel Number

Primary APN	`387-0271-00120`
Alternative APN	`1119282`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,024 sqft Gross Area
1st Floor Area	1,704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Metal
Construction Type	Frame
Lot Area	96,703 sqft (2.22 acres)
Porch	Slab
Pole Barn	1,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1119282
Street Address	4656 MOCCASIN POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 3 BLOCK 2 SERIAL #
Legal Subdivision	MOCCASIN POINT SHORES
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1273
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0271-00120

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	574 KASSEL LN, CHASKA, MN 55318-1495
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Intrafamily Transfer, Transfer
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD NATIONAL BANK
Jul 01, 2021	Intrafamily Transfer, Transfer
Jan 20, 2017	Loan Modification, Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	20211427702
Last Transfer Date	Dec 01, 2021
Transfer Doc	0001435900
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jan 24, 2022
Property Address	4656 MOCCASIN POINT RD, TOWER, MN 55790-8195
Document Number	0001435900
Instrument Date	Dec 01, 2021
Instrument	1435900
Transaction Type	Transfer
Record Updated	Oct 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	574 KASSEL LN, CHASKA, MN 55318-1495

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 19, 2021
Property Address	4656 MOCCASIN POINT RD, TOWER, MN 55790-8195
Document Number	0001427702
Map Reference	DOC 1081788
Instrument Date	Oct 01, 2021
Instrument	1427702
Transaction Type	Transfer
Record Updated	Oct 02, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	574 KASSEL LN, CHASKA, MN 55318-1495

Mortgage

Document Number	0001427703
Date	Oct 19, 2021
Instrument	1427703

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2041

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 01, 2026
Min Rate At Change	5%
Max Rate At Change	11%
Index	3-Year CMT
Margin	5
Max Rate	11%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 01, 2021
Property Address	4656 MOCCASIN POINT RD, TOWER, MN 55790-8195
Document Number	0001417987
Instrument Date	Jun 16, 2021
Instrument	1417987
Transaction Type	Transfer
Record Updated	Oct 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4662 MOCCASIN POINT RD, TOWER, MN 55790-8195

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	TOWER, MN 55790
Document Number	00A1303485
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	MOCCASIN POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	00A1303485
Date	Feb 03, 2017
Instrument	A1303485

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Term	36 Months
Due	Feb 02, 2020

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (-0.85%)
2025	$2,812.00 (+3.69%)	$1,048,400 (+215.02%) Land $290,400 Building $758,000	$1,048,400 (+215.02%) Land $290,400 Building $758,000
2024	$2,712.00 (+12.34%)	$332,800 (+23.49%) Land $294,100 Building $38,700	$332,800 (+23.49%) Land $294,100 Building $38,700
2023	$2,414.00
2022		$269,500 (+161.65%) Land $269,500	$269,500 (+161.65%) Land $269,500
2021		$103,000 Land $103,000	$103,000 Land $103,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, Consolidated Telephone Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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