4656 Knight St, Lenoir, NC 28645 Property Records

Caldwell County property record for 4656 Knight St, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1997
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Aug 2020)
Tax Bill	$1,394 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11 27 3 68B`

Property Details

APN / Parcel Number

Primary APN	`11 27 3 68B`
Alternative APN	`169422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Heated Area
Gross Area	1,256 sqft
1st Floor Area	1,188 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Porch	Slab
Deck Area	20 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169422
Street Address	4656 KNIGHT ST
City	LENOIR
State	NC
Zip	28645-7332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1996 PG 557 YR 20 ST 277.00
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	3
Census Block	3011
Census Tract	30802

Owner

4656 Knight St is owned and occupied by an individual who bought it in August 2020.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4656 KNIGHT ST, LENOIR, NC 28645-7332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer CERTAINTY HM LNS LLC
Jul 9, 2018	Warranty Deed, Subdivision Related Transfer STATE EMPS FCU
Jan 5, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Jul 9, 2018 · Amount on File
Deed Document Number	202010047309
Deed Book / Page	1996 / 557
Prior Transfer Date	Jan 3, 2018
Prior Transfer Doc	0010018391
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 17, 2020
Property Address	4656 KNIGHT ST, LENOIR, NC 28645-7332
Document Number	0010047309
Book / Page	001996 / 000557
Instrument Date	Aug 17, 2020
Instrument	10047309
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4656 KNIGHT ST LENOIR NC 286457332, LENOIR, NC 28645-7332

Mortgage

Document Number	10047310
Date	Aug 17, 2020
Book Page	001996/000560
Instrument	10047310

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 9, 2018
Property Address	4656 KNIGHT ST, LENOIR, NC 28645-7332
Document Number	0010023873
Book / Page	001944 / 001459
Instrument Date	Jul 9, 2018
Instrument	10023873
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4656 KNIGHT ST LENOIR NC 286457332, LENOIR, NC 28645-7332

Mortgage

Document Number	10023874
Date	Jul 9, 2018
Book Page	001944/001462
Instrument	10023874

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 5, 2018
Property Address	4656 KNIGHT ST, LENOIR, NC 28645-7332
Document Number	0010018391
Book / Page	001933 / 001201
Instrument Date	Nov 28, 2017
Instrument	10018391
Transaction Type	Foreclosure
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$104.60
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1114 HUDSON NC 286381114, HUDSON, NC 28638-1114

Tax Assessment & Valuation

The 2026 property tax bill for 4656 Knight St was $1,394, down 19.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,394.00 (-19.93%)	$212,700 (-) Land $13,400 Building $199,300
2025	$1,741.00	$212,700 Land $13,400 Building $199,300	$212,700 Land $13,400 Building $199,300
2023		$119,100 (-) Land $13,400 Building $105,700	$119,100 (-) Land $13,400 Building $105,700
2022	$942.00	$119,100 Land $13,400 Building $105,700	$119,100 Land $13,400 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4656 Knight St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4656 Knight St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ripple Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Knight St

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