4656 Copper Hill Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 4656 Copper Hill Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,302 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$332,500 (Oct 2025)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R09-223-18-3602-041B-0070`

Property Details

APN / Parcel Number

Primary APN	`R09-223-18-3602-041B-0070`
Alternative APNs	`01535636` `1535636`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,302 sqft Living Area
1st Floor Area	2,302 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	285 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01535636
Street Address	4656 COPPER HILL DR
City	SPRING HILL
State	FL
Zip	34609-0420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING HILL PHASE 1B BLK 41B LOT 7
Legal Range	18E
Legal Township	23S
Legal Section	10
Legal Subdivision	STERLING HILL PH 1B
Legal Phase	1B
Legal Block	41B
Legal Lot Number	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1032
Census Tract	40909

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4656 COPPER HILL DR, SPRING HILL, FL 34609-0420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Mar 12, 2020	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2025071858
Deed Book / Page	4622 / 839
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 15, 2025
Property Address	4656 COPPER HILL DR, SPRING HILL, FL 34609-0420
Document Number	0046220839
Book / Page	4622 / 839
Map Reference	MB 34 PG 23-33
Instrument Date	Oct 2, 2025
Instrument	2025071858
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,327.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12310 STREAMBED DR, RIVERVIEW, FL 33579-9305

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4656 COPPER HILL DR, SPRING HILL, FL 34609-0420

Mortgage

Document Number	0004622841
Date	Oct 15, 2025
Instrument	4622/841

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0046220856
Date	Oct 15, 2025
Book Page	4622/856
Instrument	2025071860

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 12, 2020
Property Address	4656 COPPER HILL DR, SPRING HILL, FL 34609-0420
Document Number	0038171314
Book / Page	3817 / 1314
Map Reference	MB 34 PG 23-33
Instrument Date	Mar 6, 2020
Instrument	2020016496
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 W MORNING VISTA DR # DRG128, 1400, LEHI, UT 84043-7764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4656 COPPER HILL DR, SPRING HILL, FL 34609-0420

Mortgage

Document Number	38171316
Date	Mar 12, 2020
Instrument	3817/1316

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (-57.19%) Additional exemption filed	$182,946 (+2.9%)	$337,256 (-7.33%) Land $28,645 Building $308,611
2024	$4,784.00 (+136.83%) Additional exemption filed	$177,790 (+3%)	$363,949 (-) Land $28,645 Building $335,304
2023		$172,612 (+3%) Land $172,612
2022	$2,020.00 Homeowner's exemption	$167,584	$363,949 Land $28,645 Building $335,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Copper Hill Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures