4656 Brandy Oak Ct, Jacksonville, FL 32257 Property Records

Duval County property record for 4656 Brandy Oak Ct, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1994
Lot Size	0.158 acres (6,886 sqft)
Owner	2 Individual Names on File
Last Sale	$236,900 (Aug 2006)
Tax Bill	$2,440 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149078-1085`

Property Details

APN / Parcel Number

Primary APN	`149078-1085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,693 sqft Living Area
Gross Area	2,175 sqft
1st Floor Area	1,693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,886 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4656 BRANDY OAK CT
City	JACKSONVILLE
State	FL
Zip	32257-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	48-78 33-3S-27E SUTTON OAKS OF MANDARIN UNIT 02 LOT 28
Legal Range	27E
Legal Township	03S
Legal Section	33
Legal Subdivision	SUTTON OAKS OF MANDARIN 2
Legal Lot Number	28
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2002
Census Tract	16731

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4656 BRANDY OAK CT, JACKSONVILLE, FL 32257-8804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2006 · Amount on Record
Deed Sale	Aug 2, 2006 · Amount on Record
Prior Sale	Oct 20, 2004 · Amount on Record
Deed Document Number	2006269214
Deed Book / Page	13431 / 542
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4656 BRANDY OAK CT, JACKSONVILLE, FL 32257-8804
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4656 BRANDY OAK CT, JACKSONVILLE, FL 32257-8804

Mortgage

Document Number	0206240381
Date	Mar 27, 2023
Book Page	20624/381
Instrument	2023059022

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	4656 BRANDY OAK CT, JACKSONVILLE, FL 32257-8804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4656 BRANDY OAK CT, JACKSONVILLE, FL 32257-8804

Mortgage

Document Number	0194231010
Date	Oct 23, 2020
Book Page	19423/1010
Instrument	2020235963

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,718 (+2.7%)	$307,367 (+1.92%) Land $131,414 Building $175,953
2025	$2,440.00 (+10.46%) Homeowner's exemption	$158,441 (+5.99%)	$301,585 (-5.28%) Land $130,000 Building $171,585
2024	$2,209.00 (+3.18%)
2023	$2,141.00 (+9.74%) Homeowner's exemption	$149,492 (+3%)	$318,385 (+26.28%) Land $130,000 Building $188,385
2022	$1,951.00 Homeowner's exemption	$145,138	$252,130 Land $65,000 Building $187,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Delta Communications.

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