4656 2nd Ave, Saint Paul, MN 55110 Property Records

Ramsey County property record for 4656 2nd Ave, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,033 sqft · built 1951
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Jul 2022)
Tax Bill$4,628 (2025)
Deeds & MortgagesJul 2026 Mortgage
Apr 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-30-22-34-0054

Property Details

APN / Parcel Number

Primary APN14-30-22-34-0054
Alternative APNs
  • 8004473
  • 17047

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,033 sqft Living Area
1st Floor Area870 sqft
Basement Area550 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1964
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,700 sqft (0.154 acres)
Lot Dimensions100 ft deep x 67 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number17047
Street Address4656 2ND AVE
CitySAINT PAUL
StateMN
Zip55110-3310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMALEYS PARK, WHITE BEAR,LAK N 1/2 OF LOTS 8 AND LOT 9 BLK 9
Legal Range22
Legal Township30
Legal Section14
Legal SubdivisionRAMALEYS PARK, WHITE BEAR,LAK
Legal Block9
Legal Lot Number8,9
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group2
Census Block2005
Census Tract40502

Owner

Source: Ramsey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4656 2ND AVE, SAINT PAUL, MN 55110-3310
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Special Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO
Apr 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 12, 2022Warranty Deed, Transfer · FHA Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleAug 15, 1997 · Amount on Record
Deed Document Number20222736219
Last Transfer DateAug 19, 2025
Transfer Doc0002800294
Record UpdatedOct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionRAMSEY MN
Recording DateJul 16, 2026
Property Address4656 2ND AVE, SAINT PAUL, MN 55110-3310
Document Number0002819790
Instrument DateJul 15, 2026
Instrument20262819790
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyTITLESMART

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4656 2ND AVE, SAINT PAUL, MN 55110-3310

Mortgage

Document Number0002819791,
DateJul 16, 2026
Instrument20262819791
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateApr 29, 2026
Property Address4656 2ND AVE, SAINT PAUL, MN 55110-3310
Document Number0T02814886
Instrument DateMar 11, 2026
Instrument20262814886
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 12, 2022
Property Address4656 2ND AVE, WHITE BEAR LAKE, MN 55110-3310
Document Number0T02736219
Instrument DateJul 1, 2022
InstrumentT02736219
Transaction TypeTransfer
Record UpdatedDec 28, 2022
Title CompanyWATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$841.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4656 2ND AVE, WHITE BEAR LAKE, MN 55110-3310

Mortgage

Document Number0T02736220
DateJul 12, 2022
InstrumentT02736220
Lender
NameBELL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,200 (+0.79%) Land $62,300 Building $242,900$305,200 (+0.79%) Land $62,300 Building $242,900
2025$4,628.00 (+22.82%) Homeowner's exemption$302,800 (+16.19%) Land $62,300 Building $240,500$302,800 (+16.19%) Land $62,300 Building $240,500
2024$3,768.00 (+7.97%)
2023$3,490.00 Homeowner's exemption$260,600 Land $62,300 Building $198,300$260,600 Land $62,300 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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