Loudoun County property record for 46559 Cedarhurst Dr, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,463 sqft · built 1991 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $670,000 (Aug 2022) |
| Tax Bill | $5,254 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-30-4144-000 |
| Primary APN | 018-30-4144-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 1,463 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46559 CEDARHURST DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-6452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES SEC.5-C LOT 96 1593--665 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 611206 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 30, 2021 | Warranty Deed, Transfer · VA Mortgage NFM LENDING |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI BNC NAT'L BK |
| Oct 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI MCLEAN MTG |
| Feb 27, 2017 | Warranty Deed, Transfer · VA Mortgage MCLEAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 202248536 |
| Prior Transfer Date | Oct 9, 2018 |
| Prior Transfer Doc | 0000059872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Aug 24, 2022 |
| Property Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 0000048536 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 202208240048536 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 0000048537 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 202208240048537 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 30, 2021 |
| Property Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 202106300072001 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 202106300072001 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | POTOMAC TITLE GROUP SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 202106300072002 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 202106300072002 |
| Name | NFM LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 20200706052996 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46559 CEDARHURST DR STERLING VA 201656452, STERLING, VA 20165-6452 |
| Document Number | 20200706052996 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 52996 |
| Name | BNC NAT'L BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 20181015059873 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20181015059873 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 59873 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 27, 2017 |
| Property Address | 46559 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 20170227012217 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 12217 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2017 |
| Title Company | NEW WORLD TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46559 CEDARHURST DR LEESBURG VA 20175, LEESBURG, VA 20175 |
| Document Number | 20170227012218 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 12218 |
| Name | MCLEAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,254.00 (-1.31%) | $652,760 (+7.27%) Land $279,000 Building $373,760 | $652,760 (+7.27%) Land $279,000 Building $373,760 |
| 2023 | $5,324.00 | $608,510 Land $234,000 Building $374,510 | $608,510 Land $234,000 Building $374,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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