46551 River Meadows Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 46551 River Meadows Ter, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,180 sqft · built 1994
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$517,000 (Mar 2023)
Tax Bill$4,842 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN019-20-6585-000

Property Details

APN / Parcel Number

Primary APN019-20-6585-000
Alternative APN
  • 81 S 3 4

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories3 Stories
Building Area2,180 sqft Living Area
1st Floor Area792 sqft
Basement Area400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
Garage Area200 sqft
Deck AreaDeck Area
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address46551 RIVER MEADOWS TER
CitySTERLING
StateVA
Zip20165-7219
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionPOTOMAC TERRACE SEC.1,2 LOT 4 200311070149168
Legal SubdivisionPOTOMAC
Legal Block2
Legal Lot Number4
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group2
Census Block2013
Census Tract611207

Owner

46551 River Meadows Ter, a townhouse, is owned and occupied by an individual who bought it in March 2023.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address46551 RIVER MEADOWS TER, STERLING, VA 20165-7219
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FEDERAL CREDIT UNION
Nov 28, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 5, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2023 · Amount on File
Deed SaleMar 15, 2023 · Amount on File
Prior SaleNov 28, 2022 · Amount on File
Deed Document Number20239335
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMar 15, 2023
Property Address46551 RIVER MEADOWS TER, STERLING, VA 20165-7219
Document Number0000009335
Instrument DateMar 14, 2023
Instrument202303150009335
Transaction TypeTransfer
Record UpdatedApr 12, 2023
Title CompanyALLIED TITLE AND ESCROW LLC, ALLIED TITLE METRO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46551 RIVER MEADOWS TER, STERLING, VA 20165-7219

Mortgage

Document Number0000009336
DateMar 15, 2023
Instrument202303150009336
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateNov 28, 2022
Property Address46551 RIVER MEADOWS TER, STERLING, VA 20165-7219
Document Number0000063785
Instrument DateNov 28, 2022
Instrument202211280063785
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46551 RIVER MEADOWS TER, STERLING, VA 20165-7219
Document Number20190820048235
Instrument DateAug 5, 2019
Transaction TypeMortgage
Record UpdatedMay 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46551 RIVER MEADOWS TER STERLING VA 201657219, STERLING, VA 20165-7219

Mortgage

Document Number20190820048235
DateAug 20, 2019
Instrument48235
Lender
NameWELLS FARGO BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 19, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46551 River Meadows Ter was $4,842, up 5.5% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,842.00 (+5.49%)$601,610 (+5.5%) Land $225,000 Building $376,610$601,610 (+5.5%) Land $225,000 Building $376,610
2025$4,590.00$570,250 Land $195,000 Building $375,250$570,250 Land $195,000 Building $375,250
2023$4,621.00$528,130 Land $195,000 Building $333,130$528,130 Land $195,000 Building $333,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46551 River Meadows Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46551 River Meadows Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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