Clay County property record for 46551 313th St, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,584 sqft · built 1950 |
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Sep 2020) |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07000-09351-291-06 |
| Primary APN | 07000-09351-291-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,296 sqft |
| Finished Basement | 288 sqft |
| Unfinished Basement | 1,296 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 219,542 sqft (5.04 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46551 313TH ST |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069-6813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 1/2 NW 1/4 NW 1/4 NE 1/4 29-93-51 PRAIRIE CENTER TWP |
| Legal Subdivision | NE QRT SEC 29-93-51 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | PRAIRIE CENTER |
| Census Block Group | 4 |
| Census Block | 4120 |
| Census Tract | 965800 |
46551 313th St is owned and occupied by an individual who bought it in September 2020.
Source: Clay County records, as of April 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46551 313TH ST, VERMILLION, SD 57069-6813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CU MORTGAGE DIRECT LLC |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Sep 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 2020143771 |
| Deed Book / Page | 81 / 820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 46551 313TH ST, VERMILLION, SD 57069-6813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0MT145/202 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | MT145/202 |
| Instrument | 145883 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 46551 313TH ST, VERMILLION, SD 57069-6813 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0MT145/201 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | MT145/201 |
| Instrument | 145882 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Sep 30, 2020 |
| Property Address | 46551 313TH ST, VERMILLION, SD 57069-6813 |
| Document Number | 000D81/820 |
| Book / Page | D81 / 820 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 143771 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 CORNELL ST, 1400, VERMILLION, SD 57069-1734 |
| Name | Verified Name |
|---|---|
| Address | 46551 313TH ST, VERMILLION, SD 57069-6813 |
| Document Number | 0000143772 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 143772 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 46551 313th St was $3,441.
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Prairie Center Township |
| Unified School District | Vermillion School District 13-1 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,441.00 | $231,287 Land $80,300 Building $150,987 |
| 2023 | $2,736.00 (+10.37%) | $156,185 Land $36,780 Building $119,405 |
| 2022 | $2,479.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 46551 313th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (2011) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46551 313th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Santel Fiber | 1,000 / 1,000 |
| Midco Fixed Wireless | 100 / 20 |
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