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4655 SE 3rd Ave, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4655 SE 3rd Ave, Keystone Heights, FL 32656 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage1,350 sqft Living Area
Lot Size9,135 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2023)
Tax Bill$2,186.00 (2025)

Property Details

APN / Parcel Number

Primary APN05870-0-00000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,350 sqft Living Area
Gross Area1,737 sqft Gross Area
1st Floor1,350 sqft 1st Floor
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area9,135 sqft (0.21 acres)
Patio Area168 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4655 SE 3RD AVE
CityKEYSTONE HEIGHTS
StateFL
Zip32656-6223
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description24 8S 22 LOT 20 OF BLK 15 IN K C E UNIT 1
Legal Range22E
Legal Township08S
Legal Section24
Legal SubdivisionK C E UNIT 1
Legal Block15
Legal Lot Number20
Legal Unit1
JurisdictionBRADFORD FL
Minor Civil DivisionHAMPTON
Census Blockgroup1
Census Block1014
Census Tract301

Owner

Source: Bradford County records · APN 05870-0-00000

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4655 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Sep 11, 2018Warranty Deed, Transfer · Conventional Mortgage
COMPASS BANK
Mar 21, 2017Grant Deed, Transfer · Conventional Mortgage
CAMPUS USA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 09, 2023 · Amount on Record
Deed SaleMar 09, 2023 · Amount on Record
Prior SaleSep 11, 2018 · Amount on Record
Deed Doc Number20231951
Deed Book / Page2015 / 217
Record RefreshedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateMar 09, 2023
Property Address4655 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223
Document Number0004001951
Book / Page2015 / 217
Map ReferenceMB 3 PG 9&10
Instrument DateMar 07, 2023
Instrument202304001951
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyLAKE AREA TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address246 MAIN RD, MARYVILLE, TN 37804-2730

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4655 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223

Mortgage

Document Number0002015220
DateMar 09, 2023
Instrument2015/220
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRADFORD FL
Recording DateSep 11, 2018
Property Address4655 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223
Document Number0004007984
Book / Page1753 / 304
Map ReferenceMB 3 PG 9&10
Instrument DateSep 11, 2018
Instrument201804007984
Transaction TypeTransfer
Record UpdatedJan 07, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4655 SE 3RD AVE, 4655, KEYSTONE HEIGHTS, FL 32656-6223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address8177 MELROSE RD, MELROSE, FL 32666-8848

Mortgage

Document Number0004007985
DateSep 11, 2018
Instrument201804007985
Lender
NameCOMPASS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRADFORD FL
Recording DateMar 21, 2017
Property Address4655 SE 3RD AVE, KEYSTONE HEIGHTS, FL 32656-6223
Document Number0004002553
Book / Page001672 / 000325
Instrument DateFeb 17, 2017
Instrument4002553
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyNATIONALLINK LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$595.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4655 SE 3RD AVE KEYSTONE HEIGHTS FL 326566223, KEYSTONE HEIGHTS, FL 32656-6223

Mortgage

Document Number4002554
DateMar 21, 2017
Book Page001672/000331
Instrument4002554
Lender
NameCAMPUS USA CU
TypeCredit Union
AddressJONESVILLE, FL 32669
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 20, 2032

Tax Assessment & Valuation

Source: Bradford County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,186.00 (+11.76%) Homeowner's exemption$163,723 (+2.9%)$168,896 (+6.15%) Land $32,000 Building $136,896
2024$1,956.00 (+89.53%) Homeowner's exemption$159,109 (+59.99%) Land $30,000 Building $129,109$159,109 (+6.68%) Land $30,000 Building $129,109
2023$1,032.00 (+9.21%) Homeowner's exemption$99,452 (+3%)$149,142 (+15.69%) Land $25,000 Building $124,142
2022$945.00 Homeowner's exemption$96,555$128,917 Land $22,000 Building $106,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bradford County (12007C), updated November 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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