4655 S Erwin Dr, Memphis, TN 38117 Property Records

Shelby County property record for 4655 S Erwin Dr, Memphis, TN 38117

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,283 sqft · built 1958
Lot Size0.385 acres (16,749 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Nov 2019)
Tax Bill$3,351 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Sep 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-5047-0-0042

Property Details

APN / Parcel Number

Primary APN05-5047-0-0042

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,283 sqft Living Area
Gross Area3,951 sqft
1st Floor Area1,771 sqft
Utility Area207 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,749 sqft (0.385 acres)
Lot Dimensions121 ft deep x 120 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area508 sqft
Patio Area130 sqft
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4655 S ERWIN DR
CityMEMPHIS
StateTN
Zip38117-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal SubdivisionPERKINS PARK
Legal Lot Number50
JurisdictionSHELBY TN
Township / Civil Division13
Census Block Group3
Census Block3018
Census Tract8600

Owner

4655 S Erwin Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address4655 S ERWIN DR, MEMPHIS, TN 38117-1832
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
FINANCIAL FED'L BK
Sep 23, 2019Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH
Nov 8, 2017Warranty Deed, Transfer · Conventional with PMI
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2019 · Amount on File
Deed SaleNov 12, 2019 · Amount on File
Prior SaleNov 8, 2017 · Amount on File
Deed Document Number2019117285
Prior Transfer DateSep 17, 2005
Prior Transfer Doc0000179104
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateNov 12, 2019
Property Address4655 S ERWIN DR, MEMPHIS, TN 38117-1832
Document Number0000117285
Instrument DateNov 6, 2019
Instrument117285
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,461.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4655 S ERWIN DR MEMPHIS TN 381171832, MEMPHIS, TN 38117-1832

Mortgage

Document Number117286
DateNov 12, 2019
Instrument117286
Lender
NameFINANCIAL FED'L BK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 11, 2034

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4655 S ERWIN DR, MEMPHIS, TN 38117-1832
Document Number0000105682
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4655 S ERWIN DR MEMPHIS TN 381171832, MEMPHIS, TN 38117-1832

Mortgage

Document Number0000105682
DateOct 10, 2019
Instrument105682
Lender
NameBANCORPSOUTH
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 9, 2024
Interest
Rate TypeAdjustable Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateNov 8, 2017
Property Address4655 S ERWIN DR, MEMPHIS, TN 38117-1832
Document Number0000115557
Instrument DateNov 6, 2017
Instrument115557
Transaction TypeTransfer
Record UpdatedNov 16, 2017
Title CompanyTRINITY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,202.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4655 S ERWIN DR MEMPHIS TN 381171832, MEMPHIS, TN 38117-1832

Mortgage

Document Number115558
DateNov 8, 2017
Instrument115558
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4655 S Erwin Dr was $3,351.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,351.00$124,600 Land $27,175 Building $97,425$498,400 Land $108,700 Building $389,700
2023$101,825 Land $27,175 Building $74,650
2022$6,202.00
2021$407,300 Land $108,700 Building $298,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4655 S Erwin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4655 S Erwin Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Erwin Dr

Nearby Streets

Search Property Records by Address or Parcel Number