Iosco County property record for 4655 River St, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1976 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 021A1000008200 |
| Primary APN | 021A1000008200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,056 sqft Building Perimeter |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4655 RIVER ST |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-9562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | AH 82 AUSABLE HEIGHTS LOT 82 & LOT 84 EXC SLY 10 FT |
| Legal Subdivision | AUSABLE HEIGHTS |
| Legal Lot Number | 82,84 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | AU SABLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 400 |
4655 River St is owned and occupied by an individual.
Source: Iosco County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4655 RIVER ST, OSCODA, MI 48750-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 4655 RIVER ST, OSCODA, MI 48750-9562 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021008304 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021008304 |
| Name | ALPENA ALCONA AREA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 4655 River St was $918 with a homeowner's exemption.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Au Sable Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,700 Land $60,700 | $121,400 Land $121,400 | |
| 2025 | $918.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4655 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4655 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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