4655 Ide Rd, Wilson, NY 14172 Property Records

Niagara County and Wilson Town property record for 4655 Ide Rd, Wilson, NY 14172

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,836 sqft · built 1960
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$165,500 (Jul 1996)
Tax Bill	$7,627 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Nov 2013 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`294289 37.00-1-2.1`

Property Details

APN / Parcel Number

Primary APN	`294289 37.00-1-2.1`
Alternative APN	`42890370000001002001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,836 sqft Living Area
1st Floor Area	1,756 sqft
2nd Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	135,036 sqft (3.1 acres)
Lot Width	371 ft Width
Porch	Patio
Porch Area	480 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4655 IDE RD
City	WILSON
State	NY
Zip	14172-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	2.001
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1011
Census Tract	24302

Owner

4655 Ide Rd is owned by an individual who bought it in July 1996.

Source: Niagara County and Wilson Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	605 LAKE RD, YOUNGSTOWN, NY 14174-1038
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Warranty Deed, Transfer · Conventional with PMI KEYBANK USA
Nov 6, 2013	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1996 · Amount on File
Deed Sale	Jul 30, 1996 · Amount on File
Deed Book / Page	2665 / 224
Prior Transfer Date	Jul 12, 1996
Prior Transfer Doc	2665000224
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Jan 10, 2018
Property Address	4655 IDE RD, WILSON, NY 14172-9758
Document Number	0000000537
Instrument Date	Jan 9, 2018
Instrument	537
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 IDE RD WILSON NY 141729758, WILSON, NY 14172-9758

Mortgage

Document Number	538
Date	Jan 10, 2018
Instrument	538

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4655 IDE RD, WILSON, NY 14172-9758
Document Number	0000014260
Instrument Date	Nov 6, 2013
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 IDE RD WILSON NY 141729758, WILSON, NY 14172-9758

Mortgage

Document Number	0000014260
Date	Sep 10, 2020
Instrument	14260

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 9, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 4655 Ide Rd was $7,627, up 3.1% from the year before.

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,627.00 (+3.1%)
2025	$7,398.00	$165,000 Land $17,100 Building $147,900	$366,700 Land $38,003 Building $328,697
2023		$165,000 Land $17,100 Building $147,900	$305,600 Land $31,671 Building $273,929

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4655 Ide Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4655 Ide Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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