4655 Howard Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4655 Howard Ave, Cincinnati, OH 45223

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 792 sqft · built 1950
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Tax Bill$1,702 (2025)
Deeds & MortgagesApr 2018 Line of Credit
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN200-0047-0184-00

Property Details

APN / Parcel Number

Primary APN200-0047-0184-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area792 sqft Living Area
Gross Area1,584 sqft
1st Floor Area792 sqft
Basement Area792 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions140 ft deep x 42 ft wide
Garage TypeBasement
Garage Area1 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4655 HOWARD AVE
CityCINCINNATI
StateOH
Zip45223-1622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description4655 HOWARD AVE 42 X 140 PT LOT 1 JOHN ROBINSONS
Legal SubdivisionJOHN ROBINSON
Legal Lot Number1
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1004
Census Tract7500

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1132 WELLESLEY AVE, BATAVIA, OH 45103-2524
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 29, 2018Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Nov 4, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 1996
Deed SaleJun 17, 1996
Prior SaleJun 17, 1996 · Amount on Record
Deed Document Number199693129
Deed Book / Page7081 / 1081
Last Transfer DateNov 3, 2021
Transfer Doc0000134313
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4655 HOWARD AVE, CINCINNATI, OH 45223-1622
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007167
DateApr 3, 2018
Instrument18-0027167
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54901
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4655 HOWARD AVE, CINCINNATI, OH 45223-1622
Transaction TypeMortgage
Record UpdatedOct 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005266
DateMay 29, 2018
Instrument18-0045266
Lender
NameUS BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateNov 4, 2021
Property Address4655 HOWARD AVE, CINCINNATI, OH 45223-1622
Document Number0000134313
Book / Page14538 / 2995
Instrument DateNov 3, 2021
Instrument2021-0134313
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1132 WELLESLEY AVE, BATAVIA, OH 45103-2524

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,702.00 (+0.12%)$26,706 (+0.01%) Land $7,844 Building $18,862$76,300 (-) Land $22,410 Building $53,890
2024$1,700.00 (-0.18%)$26,704 (-) Land $7,843 Building $18,861
2023$1,703.00 (+5.06%)$26,704 (+16.81%) Land $7,843 Building $18,861$76,300 (+16.81%) Land $22,410 Building $53,890
2022$1,621.00$22,862 Land $6,902 Building $15,960
2020$65,320 Land $19,720 Building $45,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimMay 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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