4655 E 650th St, Colchester, IL 62326 Property Records

McDonough County property record for 4655 E 650th St, Colchester, IL 62326

Property Summary

Property Type	Single Family Home
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Feb 2017)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2021 Transfer + 3 more
APN	`01-000-058-05`

Property Details

APN / Parcel Number

Primary APN	`01-000-058-05`

Exterior

Lot Area	76,230 sqft (1.75 acres)

Location & Zoning

Street Address	4655 E 650TH ST
City	COLCHESTER
State	IL
Zip	62326-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7 T4 R3 1.75 AC SW NE
Legal Range	03
Legal Township	04
Legal Section	07
Jurisdiction	MCDONOUGH IL
Township / Civil Division	BETHEL
Census Block Group	4
Census Block	4036
Census Tract	11100

Owner

4655 E 650th St is owned and occupied by an individual who acquired it in February 2021.

Source: McDonough County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 24, 2021	Intrafamily Transfer, Transfer
Mar 17, 2017	Correction Deed
Feb 7, 2017	Deed, Transfer · Conventional Mortgage
Feb 7, 2017	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on File
Deed Sale	Feb 7, 2017 · Amount on File
Deed Document Number	2017378
Last Transfer Date	Feb 24, 2021
Transfer Doc	0020210584
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONOUGH IL
Property Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170831
Date	Mar 29, 2017
Instrument	2017-0831

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CHATHAM, IL 62629

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDONOUGH IL
Recording Date	Feb 24, 2021
Property Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914
Document Number	0020210584
Instrument Date	Feb 24, 2021
Instrument	2021-0584
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914

March 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Mar 17, 2017
Property Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914
Document Number	0020170722
Instrument Date	Mar 15, 2017
Instrument	2017-0722
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Feb 7, 2017
Property Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914
Document Number	20170378
Instrument Date	Jan 30, 2017
Instrument	2017-0378
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914

Mortgage

Document Number	, 2017-0379
Date	Feb 7, 2017
Instrument	2017-0379

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCDONOUGH IL
Recording Date	Feb 7, 2017
Property Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914
Document Number	0020170378
Instrument Date	Jan 30, 2017
Instrument	2017-0378
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 E 650TH ST, COLCHESTER, IL 62326-1914

Mortgage

Document Number	0020170379
Date	Feb 7, 2017
Instrument	2017-0379

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 4655 E 650th St was $2,132 with a homeowner's exemption, up 9.4% from the year before.

Source: McDonough County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McDonough County
County Subdivision	Bethel Township
Unified School District	West Prairie Community Unit School District 103 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00 (+9.39%) Homeowner's exemption	$30,702 (+7.14%) Land $3,049 Building $27,653	$92,106 (+7.14%) Land $9,147 Building $82,959
2024	$1,949.00 (+6.5%) Homeowner's exemption	$28,656 (+5.59%) Land $2,846 Building $25,810	$85,968 (+5.59%) Land $8,538 Building $77,430
2023	$1,830.00	$27,139 Land $2,695 Building $24,444	$81,417 Land $8,085 Building $73,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4655 E 650th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4655 E 650th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 650th St

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