4655 Drake Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 4655 Drake Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,063 sqft · built 1937
Lot Size	3.21 acres (140,089 sqft)
Owner	Trust Name on File
Tax Bill	$25,779 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0131-0024-00`

Property Details

APN / Parcel Number

Primary APN	`529-0131-0024-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	6,063 sqft Living Area
Gross Area	14,268 sqft
1st Floor Area	2,593 sqft
2nd Floor Area	3,470 sqft
Attic	Attic
Attic Area	808 sqft
Basement Area	6,994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	140,089 sqft (3.21 acres)
Garage Type	Attached
Garage Area	1,211 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	1,228 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	4655 DRAKE RD
City	CINCINNATI
State	OH
Zip	45243-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRAKE RD 3.318 AC R2-T4-S4 SE PARS 24-25-110 CONS
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	1
Census Block	1005
Census Tract	24401

Owner

4655 Drake Rd is held in a trust since March 1997.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Trust Name on File
Mailing Address	4655 DRAKE RD, CINCINNATI, OH 45243-4117
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 20, 2020	Quit Claim Deed, Transfer PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 1997
Deed Sale	Mar 21, 1997
Deed Document Number	199740024
Deed Book / Page	7304 / 1632
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4655 DRAKE RD, CINCINNATI, OH 45243-4117
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 DRAKE RD, CINCINNATI, OH 45243-4117
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019462
Date	Feb 23, 2022
Book Page	14610/331
Instrument	2022-0019462

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 8, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	May 20, 2020
Property Address	4655 DRAKE RD, CINCINNATI, OH 45243-4117
Document Number	0000047377
Book / Page	014172 / 001506
Instrument Date	May 12, 2020
Instrument	47377
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NATIONALLINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4655 DRAKE RD CINCINNATI OH 452434117, CINCINNATI, OH 45243-4117

Mortgage

Document Number	47378
Date	May 20, 2020
Book Page	014172/001509
Instrument	47378

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4655 Drake Rd was $25,779.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,779.00 (-0.02%)	$688,916 (-) Land $282,828 Building $406,088	$1,968,330 Land $808,080 Building $1,160,250
2024	$25,784.00 (+1.46%)	$688,916 (-) Land $282,828 Building $406,088
2023	$25,414.00 (+24.7%)	$688,916 (+47.2%) Land $282,828 Building $406,088	$1,968,330 Land $808,080 Building $1,160,250
2022	$20,380.00 Homeowner's exemption	$468,020 Land $204,932 Building $263,088
2020			$1,337,200 Land $585,520 Building $751,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4655 Drake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4655 Drake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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