4655 Cooper Rd, Cincinnati, OH 45242 Property Records

Hamilton County property record for 4655 Cooper Rd, Cincinnati, OH 45242

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,074 sqft · built 1927
Lot Size0.219 acres (9,540 sqft)
OwnerIndividual Name on Record
Last Sale$286,500 (Feb 2020)
Tax Bill$5,624 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN612-0050-0320-00

Property Details

APN / Parcel Number

Primary APN612-0050-0320-00

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,074 sqft Living Area
1st Floor Area2,078 sqft
2nd Floor Area961 sqft
Upper Floors Area769 sqft
AtticAttic
Attic Area996 sqft
Basement Area2,206 sqft

Exterior

Year BuiltBuilt 1927
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions174 ft deep x 57 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4655 COOPER RD
CityCINCINNATI
StateOH
Zip45242-6151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOOPER AVE 57 X 174.93 IRR SS COOPER AVE E OF HIGHLAND AVE R1- T4- S15 NE
JurisdictionHAMILTON OH
Township / Civil DivisionBLUE ASH
Census Block Group1
Census Block1010
Census Tract23522

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4655 COOPER RD, CINCINNATI, OH 45242-6151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Feb 25, 2020Warranty Deed, Transfer · Conventional with PMI
FIRST FIN'L BK&TR
Jun 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2020 · Amount on Record
Deed SaleFeb 25, 2020 · Amount on Record
Prior SaleJun 17, 2019
Deed Document Number2020-0018439
Deed Book / Page14111 / 119
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4655 COOPER RD, CINCINNATI, OH 45242-6151
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101436
DateAug 20, 2021
Book Page14485/2391
Instrument2021-0101436
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 25, 2020
Property Address4655 COOPER RD, CINCINNATI, OH 45242-6151
Document Number0000018439
Book / Page014111 / 000119
Instrument DateFeb 14, 2020
Instrument18439
Transaction TypeTransfer
Record UpdatedApr 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,146.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4655 COOPER RD CINCINNATI OH 452426151, CINCINNATI, OH 45242-6151

Mortgage

Document Number18441
DateFeb 25, 2020
Book Page014111/000138
Instrument18441
Lender
NameFIRST FIN'L BK&TR
TypeFunding / Finance Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 24, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJun 17, 2019
Property Address4655 COOPER RD, CINCINNATI, OH 45242-6151
Document Number0000047673
Book / Page013940 / 002061
Instrument DateJun 17, 2019
Instrument47673
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4655 COOPER RD CINCINNATI OH 452426151, CINCINNATI, OH 45242-6151

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityBlue Ash City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,624.00 (+2.5%)$129,588 (-) Land $33,660 Building $95,928
2024$5,487.00 (-0.47%)$129,588 (-) Land $33,660 Building $95,928
2023$5,513.00 (+8.18%)$129,588 (+30.05%) Land $33,660 Building $95,928$370,250 (+30.05%) Land $96,170 Building $274,080
2022$5,096.00 Homeowner's exemption$99,642 Land $12,905 Building $86,737
2020$284,690 Land $36,870 Building $247,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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