4654 Winton Rd, Cincinnati, OH 45232 Property Records

Hamilton County property record for 4654 Winton Rd, Cincinnati, OH 45232

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,099 sqft · built 1923
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Apr 2026)
Tax Bill$2,701 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Apr 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN219-0052-0139-00

Property Details

APN / Parcel Number

Primary APN219-0052-0139-00
Alternative APN
  • 0041417

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,099 sqft Living Area
Gross Area1,683 sqft
1st Floor Area584 sqft
2nd Floor Area515 sqft
Upper Floors Area515 sqft
Basement Area584 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions173 ft deep x 40 ft wide
PorchOpen Frame Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4654 WINTON RD
CityCINCINNATI
StateOH
Zip45232-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF4
Legal Description4654 WINTON RD 40 X 173.45 IRR ES WINTON 354.51 FT N
Legal Subdivision4654 WINTON RD
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1004
Census Tract7300

Owner

Source: Hamilton County records · APN 219-0052-0139-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4654 WINTON RD, CINCINNATI, OH 45232-1747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 20, 2026Warranty Deed, Transfer · FHA Mortgage
AMERICAN HOME MORTGAGE ACCEPT
Mar 31, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 13, 2018Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 23, 2017Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2026 · Amount on Record
Deed SaleApr 20, 2026 · Amount on Record
Prior SaleMar 31, 2022 · Amount on Record
Deed Document Number202629470
Deed Book / Page15648 / 1156
Prior Transfer DateAug 07, 2002
Prior Transfer Doc0000161918
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4654 WINTON RD, CINCINNATI, OH 45232-1747
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 WINTON RD, CINCINNATI, OH 45232-1747

Mortgage

Document Number0000100338
DateAug 18, 2021
Book Page14483/2681
Instrument2021-0100338
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateApr 20, 2026
Property Address4654 WINTON RD, CINCINNATI, OH 45232-1747
Document Number0000029470
Book / Page15648 / 1156
Instrument DateMar 31, 2026
Instrument202629470
Transaction TypeTransfer
Record UpdatedJun 03, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$32,320.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 WINTON RD, CINCINNATI, OH 45232-1747

Mortgage

Document Number0000029471,
DateApr 20, 2026
Book Page15648/1159
Instrument202629471
Lender
NameAMERICAN HOME MORTGAGE ACCEPT
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6%
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 31, 2022
Property Address4654 WINTON RD, CINCINNATI, OH 45232-1747
Document Number0000033489
Book / Page14636 / 1617
Instrument DateMar 30, 2022
Instrument2022-0033489
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 WINTON RD, CINCINNATI, OH 45232-1747

Mortgage

Document Number0000033490
DateMar 31, 2022
Instrument2022-0033490
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 13, 2018
Property Address4654 WINTON RD, CINCINNATI, OH 45232-1747
Document Number0000000049
Instrument DateJul 07, 2018
Instrument18-0060049
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 WINTON RD, CINCINNATI, OH 45232-1747

Mortgage

Document Number0000000050
DateJul 13, 2018
Instrument18-0060050
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 23, 2017
Property Address4654 WINTON RD, CINCINNATI, OH 45232-1747
Document Number0000006483
Instrument DateJan 13, 2017
Instrument17-0006483
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 WINTON RD, CINCINNATI, OH 45232-1747

Mortgage

Document Number0000006484
DateJan 23, 2017
Instrument17-0006484
Lender
NameUNION SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,701.00 (+3.13%)$43,750 (-) Land $7,042 Building $36,708$125,000 (-) Land $20,120 Building $104,880
2024$2,619.00 (-2.2%)$43,750 (-) Land $7,042 Building $36,708
2023$2,678.00 (+12.05%)$43,750 (+25%) Land $7,042 Building $36,708$125,000 (+25%) Land $20,120 Building $104,880
2022$2,390.00 Homeowner's exemption$35,000 Land $6,545 Building $28,455
2020$100,000 Land $18,700 Building $81,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Winton Rd

Nearby Streets

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