4654 Windsong Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 4654 Windsong Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,243 sqft · built 2002
Lot Size	0.148 acres (6,459 sqft)
Owner	2 Trust Names on File
Last Sale	$424,500 (Nov 2016)
Tax Bill	$5,994 (2026)
Deeds & Mortgages	Jul 2023 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-290-320-000`

Property Details

APN / Parcel Number

Primary APN	`244-290-320-000`
Alternative APN	`244-290-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,243 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,459 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-290-32
Street Address	4654 WINDSONG CT
City	TRACY
State	CA
Zip	95377-8711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32
Legal Subdivision	EDGEWOOD
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1007
Census Tract	5218

Owner

4654 Windsong Ct is held in a trust since November 2016.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	48819 LYRA ST, FREMONT, CA 94539-7527
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Intrafamily Transfer, Transfer
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2016 · Amount on File
Deed Sale	Nov 23, 2016 · Amount on File
Prior Sale	Nov 7, 2008 · Amount on File
Deed Document Number	2016145546
Prior Transfer Date	Nov 3, 2008
Prior Transfer Doc	0000175848
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 21, 2023
Property Address	4654 WINDSONG CT, TRACY, CA 95377-8711
Document Number	0000057376
Map Reference	MB 35 PG 76
Instrument Date	Jun 30, 2023
Instrument	2023-057376
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48819 LYRA ST, FREMONT, CA 94539-7527

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4654 WINDSONG CT, TRACY, CA 95377-8711
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48819 LYRA ST, FREMONT, CA 94539-7527

Mortgage

Document Number	0000185978
Date	Nov 5, 2021
Instrument	2021-185978

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	4654 WINDSONG CT, TRACY, CA 95377-8711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053016
Date	May 10, 2017
Instrument	2017-053016

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 4654 Windsong Ct was $5,994, down 8.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,994.00 (-8.24%)
2025	$6,532.00	$492,540 Land $172,344 Building $320,196
2023	$6,217.00 (-2.16%)	$473,415 Land $165,652 Building $307,763	$629,640
2022	$6,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4654 Windsong Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4654 Windsong Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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