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4654 W Spencer Field Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4654 W Spencer Field Rd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,710 sqft · built 1957
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Oct 2024)
Tax Bill$323 (2024)
Deeds & MortgagesMar 2024 Sale
Flood ZoneZone X (minimal risk)
APN10-1N-29-0000-03400-0000

Property Details

APN / Parcel Number

Primary APN10-1N-29-0000-03400-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,710 sqft Heated Area
Gross Area1,862 sqft
1st Floor Area1,710 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
PorchPorch
Porch Area144 sqft
Deck Area152 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air

Location & Zoning

Account Number101N290000034000000
Street Address4654 W SPENCER FIELD RD
CityPACE
StateFL
Zip32571-1137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionE 210 FT OF W 420 FT OF S 210 FT OF NW4 OF SW4 OF SW4 AS DES IN OR 2540 PG 38 1
Legal Range29W
Legal Township01N
Legal Section10
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2012
Census Tract10708

Owner

4654 W Spencer Field Rd is owned and occupied by an individual who bought it in October 2024.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Mailing Address5802 PENNY AVE, PENSACOLA, FL 32504-7318
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 4, 2024 · Amount on File
Deed SaleOct 4, 2024 · Amount on File
Prior SaleDec 7, 2005 · Amount on File
Deed Document Number202409541
Deed Book / Page4480 / 382
Prior Transfer DateMar 5, 2024
Prior Transfer Doc202409541
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 5, 2024
Property Address4654 W SPENCER FIELD RD, MILTON, FL 32571-1137
Document Number0044800382
Book / Page4480 / 382
Instrument DateMar 4, 2024
Instrument202409541
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyCITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

AmountAmount on Record
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 OLD TEXAS RD, GEORGIANA, AL 36033-6459

Transferred To (Grantee/Buyer)

NameVerified Name
Address5802 PENNY AVE, PENSACOLA, FL 32504-7318

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$323.00 (-9.52%) Homeowner's exemption$57,238 (+3%)$125,561 (+1.43%) Land $40,400 Building $85,161
2023$357.00 (+1.42%) Homeowner's exemption$55,571 (+3%)$123,786 (+7.51%) Land $40,400 Building $83,386
2022$352.00 Homeowner's exemption$53,952$115,144 Land $35,350 Building $79,794

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4654 W Spencer Field Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2004–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4654 W Spencer Field Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Cox Communications.

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