4654 Upper Harbor Dr, Freeland, WA 98249 Property Records

Island County property record for 4654 Upper Harbor Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,304 sqft · built 1980
Lot Size	2.42 acres (105,415 sqft)
Owner	2 Company Names on File
Last Sale	$1,025,000 (Oct 2023)
Tax Bill	$5,192 (2026)
Deeds & Mortgages	Oct 2023 Sale Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8175-00-00008-0`

Property Details

APN / Parcel Number

Primary APN	`S8175-00-00008-0`
Alternative APN	`395520`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	1,536 sqft
Upper Floors Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Aluminum
Lot Area	105,415 sqft (2.42 acres)
Porch	Open Porch
Porch Area	384 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	4654 UPPER HARBOR DR
City	FREELAND
State	WA
Zip	98249-9421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	SKYLINE WEST 1 LOT 8
Legal Subdivision	SKYLINE WEST 1
Legal Lot Number	8
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3017
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	3341 N MAIN ST, SOQUEL, CA 95073-2209
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer LAND TITLE AND ESCROW
Aug 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage EASTSIDE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Deed Document Number	20234565714
Prior Transfer Date	Aug 5, 2014
Prior Transfer Doc	0004364389
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 16, 2023
Property Address	4654 UPPER HARBOR DR, FREELAND, WA 98249-9421
Document Number	0004565714
Map Reference	VOL 10 PG 48
Instrument Date	Oct 12, 2023
Instrument	4565714
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	LAND TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$17,305.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4796 E HARBOR RD, FREELAND, WA 98249-9509

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	4654 UPPER HARBOR DR, FREELAND, WA 98249-9421
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MARINER DR, ROCKWALL, TX 75032-8410

Mortgage

Document Number	0004563223
Date	Aug 8, 2023
Instrument	4563223

Lender

Name	EASTSIDE FUNDING LLC
Type	Mortgage Company
Address	KIRKLAND, WA 98033

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,192.00 (+41.05%)
2025		$654,168 (+5.88%) Land $380,000 Building $274,168	$654,168 (+5.88%) Land $380,000 Building $274,168
2023	$3,681.00	$617,813 (+13.52%) Land $330,000 Building $287,813	$617,813 (+13.52%) Land $330,000 Building $287,813
2022		$544,224 Land $280,000 Building $264,224	$544,224 Land $280,000 Building $264,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	8 (1999–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tidal Surge, Landslides, And Mudslides, Feb 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYLINE WEST COMMUNITY CLUB private · serves 109 people · EPA ID WA5380212
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Upper Harbor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures