Burke County property record for 4654 Tallent Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,317 sqft · built 1978 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Mar 2021) |
| Tax Bill | $1,127 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1761020979 |
| Primary APN | 1761020979 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 1,317 sqft |
| Unfinished Basement | 1,317 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 105 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 4654 TALLENT RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | LOA PL30-69 |
| Legal Subdivision | CAUSBY SURVEYING |
| Jurisdiction | BURKE NC |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20301 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 24, 2021 | Warranty Deed, Transfer |
| Mar 20, 2019 | Warranty Deed, Transfer · FHA Mortgage MR COOPER |
| Nov 5, 2018 | Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2019 · Amount on Record |
| Deed Document Number | 20213295 |
| Deed Book / Page | 2528 / 419 |
| Prior Transfer Date | Jul 14, 2009 |
| Prior Transfer Doc | 0018500720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Document Number | 0026540108 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 2654/108 |
| Instrument | 2021027392 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024810725 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 2481/725 |
| Instrument | 2017043440 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 24, 2021 |
| Property Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Document Number | 0025280419 |
| Book / Page | 2528 / 419 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021003295 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 20, 2019 |
| Property Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Document Number | 0023930960 |
| Book / Page | 002393 / 000960 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 25856 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4654 TALLENT RD MORGANTON NC 286558465, MORGANTON, NC 28655-8465 |
| Document Number | 23930963 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 002393/000963 |
| Instrument | 25857 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 5, 2018 |
| Property Address | 4654 TALLENT RD, MORGANTON, NC 28655-8465 |
| Document Number | 0023740426 |
| Book / Page | 002374 / 000426 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 21686 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2174 JAMES GARMON ST CONNELLY SPRINGS NC 286128458, CONNELLY SPRINGS, NC 28612-8458 |
| Investor | Possibly a Property Investor |
| Document Number | 23740429 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 002374/000429 |
| Instrument | 21687 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 4, 2038 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,127.00 (+6.02%) | $154,946 (-) Land $12,718 Building $142,228 | $154,946 (-) Land $12,718 Building $142,228 |
| 2025 | $1,063.00 (-0.37%) | $154,946 (+3.64%) Land $12,718 Building $142,228 | $154,946 (+3.64%) Land $12,718 Building $142,228 |
| 2023 | $1,067.00 | $149,504 Land $12,718 Building $136,786 | $149,504 Land $12,718 Building $136,786 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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