Harris County property record for 4654 Spruce St, Bellaire, TX 77401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,146 sqft · built 2007 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Sep 2023) |
| Tax Bill | $16,609 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 075-195-000-0004 |
| Primary APN | 075-195-000-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,146 sqft Living Area |
| 1st Floor Area | 2,498 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Foundation Type | Raised |
| Lot Area | 8,100 sqft (0.186 acres) |
| View / Lot | Neighborhood |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 281 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0751950000004 |
|---|---|
| Street Address | 4654 SPRUCE ST |
| City | BELLAIRE |
| State | TX |
| Zip | 77401-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 SPRUCE LANE PLACE |
| Legal Subdivision | SPRUCE LANE PLACE |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 412700 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4654 SPRUCE ST, BELLAIRE, TX 77401-3608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 22, 2023 | Vendor's Lien, Transfer · Conventional Mortgage AAXY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on Record |
| Deed Sale | Sep 22, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2007 · Amount on Record |
| Deed Document Number | 2023364506 |
| Prior Transfer Date | Aug 1, 2006 |
| Prior Transfer Doc | 000Z508461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4654 SPRUCE ST, BELLAIRE, TX 77401-3608 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | CTOT |
| Name | Verified Name |
|---|---|
| Address | 4654 SPRUCE ST, BELLAIRE, TX 77401-3608 |
| Document Number | 0000052585 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-52585 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 22, 2023 |
| Property Address | 4654 SPRUCE ST, BELLAIRE, TX 77401-3608 |
| Document Number | 0000364506 |
| Map Reference | VOL 27 PG 60 |
| Instrument Date | Sep 19, 2023 |
| Instrument | 2023-364506 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4654 SPRUCE ST, BELLAIRE, TX 77401-3608 |
| Document Number | 0000364507 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023-364507 |
| Name | AAXY LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellaire City |
| County | Harris County |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,208,700 (-8.52%) Land $446,400 Building $762,300 | $1,208,700 (-8.52%) Land $446,400 Building $762,300 | |
| 2025 | $16,609.00 (+9.18%) Homeowner's exemption | $1,321,305 (+10.43%) Land $446,400 Building $874,905 | $1,321,305 (+10.43%) Land $446,400 Building $874,905 |
| 2024 | $15,212.00 (+37.81%) | ||
| 2023 | $1,196,505 Land $418,500 Building $778,005 | $1,196,505 Land $418,500 Building $778,005 | |
| 2022 | $11,038.00 (-26.1%) | ||
| 2020 | $14,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 467 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 467 in force |
| Nearby Flood Claims | 492 (1979–2019) |
| Claims Outside the SFHA | 215 of 492 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLAIRE serves 18,090 people · EPA ID TX1010004 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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