Walton County property record for 4654 Southwinds Dr, Miramar Beach, FL 32550
| Property Type | Condominium |
|---|---|
| Lot Size | 0.005 acres (228 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,746,500 (Dec 2024) |
| Tax Bill | $33,565 (2025) |
| Deeds & Mortgages | Dec 2024 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 34-2S-21-42601-000-4654 |
| Primary APN | 34-2S-21-42601-000-4654 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 228 sqft (0.005 acres) |
| Street Address | 4654 SOUTHWINDS DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4204 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SD |
| Legal Description | UNIT 4654 SOUTHWINDS III CONDO PB 5-3 OR 1988-89 OR 2413-714 OR 2418-1409 OR 3343-3597 OR 3343-3597 OR 3349-2972 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | SOUTHWINDS III CONDO |
| Legal Block | 46 |
| Legal Lot Number | 4654 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
4654 Southwinds Dr, a condominium, is held in a trust since January 2025.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14280 OAKBROOK CT, CARMEL, IN 46033-7746 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2024 · Amount on File |
| Deed Sale | Dec 4, 2024 · Amount on File |
| Prior Sale | Jun 20, 2002 · Amount on File |
| Deed Document Number | 202442090 |
| Deed Book / Page | 3343 / 3597 |
| Last Transfer Date | Jan 30, 2025 |
| Transfer Doc | 0033492972 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 4, 2024 |
| Property Address | 4654 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4204 |
| Document Number | 0033433597 |
| Book / Page | 3343 / 3597 |
| Map Reference | MB 1983 PG 282 |
| Instrument Date | Nov 29, 2024 |
| Instrument | 20240042090 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $12,225.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | VAHA RAUHALINNAMTIE 2, 2, FINLAND XX |
| Name | Verified Name |
|---|---|
| Address | 14280 OAKBROOK CT, CARMEL, IN 46033-7746 |
The 2025 property tax bill for 4654 Southwinds Dr was $33,565, up 15.2% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,565.00 (+15.22%) | $3,714,740 Building $3,714,740 | $3,714,740 Building $3,714,740 |
| 2024 | $29,130.00 (+4.9%) | ||
| 2023 | $27,768.00 (+33.09%) | $3,714,740 (+65%) Building $3,714,740 | $3,714,740 (+65%) Building $3,714,740 |
| 2022 | $20,864.00 | $2,251,358 Building $2,251,358 | $2,251,358 Building $2,251,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4654 Southwinds Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4654 Southwinds Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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