4654 Rte 132, Morrow, OH 45152 Property Records

Warren County property record for 4654 Rte 132, Morrow, OH 45152

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,052 sqft · built 2005
Lot Size5.51 acres (240,116 sqft)
Owner2 Individual Names on Record
Last Sale$56,500 (Sep 2004)
Tax Bill$9,816 (2025)
Deeds & MortgagesApr 2022 Mortgage
Feb 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-13-400-024-0

Property Details

APN / Parcel Number

Primary APN14-13-400-024-0
Alternative APNs
  • 1413400024
  • 3524396

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,052 sqft Living Area
Gross Area3,652 sqft
1st Floor Area3,052 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeBrick
Lot Area240,116 sqft (5.51 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area340 sqft
Pole Barn3,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3524396
Street Address4654 ROUTE 132
CityMORROW
StateOH
Zip45152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionROUTE 132
Legal SubdivisionROUTE 132
Legal Block396
JurisdictionWARREN OH
Township / Civil DivisionHARLAN
Census Block Group1
Census Block1010
Census Tract32400

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4654 STATE ROUTE 132, MORROW, OH 45152-9748
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
LCNB NATIONAL BANK
Feb 5, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 1, 2018Deed of Trust, Mortgage · Line of Credit
LCNB NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2004 · Amount on Record
Deed SaleSep 10, 2004 · Amount on Record
Deed Document Number2004497904
Deed Book / Page3655 / 201
Prior Transfer DateAug 3, 2004
Prior Transfer Doc0036180876
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4654 STATE ROUTE 132, MORROW, OH 45152-9748
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013694
DateApr 22, 2022
Instrument2022-013694
Lender
NameLCNB NATIONAL BANK
TypeBank
AddressLEBANON, OH 45036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARREN OH
Recording DateFeb 5, 2020
Property Address4654 STATE ROUTE 132, MORROW, OH 45152-9748
Document Number0000004103
Instrument DateJan 28, 2020
Instrument4103
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 STATE ROUTE 132 MORROW OH 451529748, MORROW, OH 45152-9748

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4654 STATE ROUTE 132, MORROW, OH 45152-9748
Document Number0000012739
Instrument DateMay 1, 2018
Transaction TypeMortgage
Record UpdatedMay 25, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4654 STATE ROUTE 132 MORROW OH 451529748, MORROW, OH 45152-9748

Mortgage

Document Number0000012739
DateMay 9, 2018
Instrument12739
Lender
NameLCNB NAT'L BK
TypeBank
AddressLEBANON, OH 45036
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionHarlan Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,816.00 (+8.52%)$221,760 (+20.4%) Land $45,710 Building $176,050$633,600 (+20.4%) Land $130,600 Building $503,000
2024$9,045.00 (+8.88%)
2023$8,307.00 (+1.27%) Homeowner's exemption$184,191 (-) Land $28,245 Building $155,946
2022$8,203.00 Homeowner's exemption$184,191 Land $28,245 Building $155,946$526,260 (-) Land $80,700 Building $445,560
2021$526,260 Land $80,700 Building $445,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN WATER COMPANY
private · serves 39,508 people · EPA ID OH8300512
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bresco Broadband
Fiber
10,000 / 10,000
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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