4654 Kangaroo St, Middleburg, FL 32068 Property Records

Clay County property record for 4654 Kangaroo St, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 2005
Lot Size1.58 acres (69,129 sqft)
OwnerIndividual Name on Record
Last Sale$239,900 (Feb 2008)
Tax Bill$1,517 (2025)
Deeds & MortgagesJan 2024 Second Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-05-24-006698-993-00

Property Details

APN / Parcel Number

Primary APN32-05-24-006698-993-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area1,980 sqft
1st Floor Area1,540 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area69,129 sqft (1.58 acres)
Lot Dimensions302 ft deep x 229 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4654 KANGAROO ST
CityMIDDLEBURG
StateFL
Zip32068-6441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 164 BLACK CREEK PARK UNIT 1 AS REC OR 2992 PG 620, 4755 PG 1 & 4769 PG 582(REF
Legal Range24E
Legal Township05S
Legal Section32
Legal SubdivisionBLACK CREEK PARK UNIT 1
Legal Block164
Legal Lot Number9
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionKEYSTONE HEIGHTS
Census Block Group2
Census Block2025
Census Tract31101

Owner

Source: Clay County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4654 KANGAROO ST, MIDDLEBURG, FL 32068-6441
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Dec 23, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Oct 27, 2023
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2008 · Amount on Record
Deed SaleFeb 20, 2008 · Amount on Record
Prior SaleNov 7, 2005 · Amount on Record
Deed Document Number20088039
Deed Book / Page2992 / 620
Last Transfer DateOct 21, 2023
Transfer Doc0047690582
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4654 KANGAROO ST, MIDDLEBURG, FL 32068-6441
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 KANGAROO ST, MIDDLEBURG, FL 32068-6441

Mortgage

Document Number0047841393
DateJan 4, 2024
Book Page4784/1393
Instrument2024000314
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2034

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateDec 23, 2025
Property Address4654 KANGAROO ST, MIDDLEBURG, FL 32068-6441
Document Number0049991486
Book / Page4999 / 1486
Map ReferenceMB 11 PG 21-33
Instrument DateDec 12, 2025
Instrument2025059960
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,160.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2856 RIVER OAK DR, ORANGE PARK, FL 32073-6535

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 KANGAROO ST, MIDDLEBURG, FL 32068-6441

Mortgage

Document Number0049991488
DateDec 23, 2025
Instrument4999/1488
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

October 2023:

JurisdictionCLAY FL
Recording DateOct 27, 2023
Property Address4654 KANGAROO ST, MIDDLEBURG, FL 32068-6441
Document Number0047690582
Book / Page4769 / 582
Map ReferenceMB 11 PG 21-33
Instrument DateOct 21, 2023
Instrument2023053772
Record UpdatedNov 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address455 CLERMONT DR W, ORANGE PARK, FL 32073-3330

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 KANGAROO ST, MIDDLEBURG, FL 32068-6441

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,517.00 (+5.2%)$139,620 (+5.99%)$316,848 (+8.16%) Land $50,000 Building $266,848
2024$1,442.00 (-16.41%)
2023$1,725.00 (+10.86%) Homeowner's exemption$131,734 (+3%)$292,957 (+13.8%) Land $34,000 Building $258,957
2022$1,556.00 Homeowner's exemption$127,898$257,434 Land $27,000 Building $230,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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