Franklin County property record for 4654 Jack Rd, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $139,000 (Dec 2020) |
| Tax Bill | $2,231 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-M18-103B |
| Primary APN | 20-M18-103B |
|---|---|
| Alternative APN |
|
| Street Address | 4654 JACK RD |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-9140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | ST. THOMAS |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 11400 |
4654 Jack Rd is owned and occupied by an individual who bought it in December 2020.
Source: Franklin County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4654 JACK RD, CHAMBERSBURG, PA 17202-9140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK OF SC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on File |
| Deed Sale | Dec 9, 2020 · Amount on File |
| Deed Document Number | 202026376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Jul 1, 2026 |
| Property Address | 4654 JACK RD, CHAMBERSBURG, PA 17202-9140 |
| Document Number | 0000013083 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202613083 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4654 JACK RD, CHAMBERSBURG, PA 17202-9140 |
| Document Number | 0000013083, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202613083 |
| Name | MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 4654 JACK RD, CHAMBERSBURG, PA 17202-9140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011107 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 202111107 |
| Name | FARMERS AND MERCHANTS BANK OF SC |
|---|---|
| Type | Bank |
| Address | MARION, PA 17235 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 4654 Jack Rd was $2,231, up 1.2% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | St. Thomas Township |
| Unified School District | Tuscarora School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,231.00 (+1.23%) | $13,450 Land $610 Building $12,840 | |
| 2025 | $2,204.00 (+1.24%) | ||
| 2024 | $2,177.00 | $13,450 Land $610 Building $12,840 | |
| $13,450 Land $610 Building $12,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4654 Jack Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4654 Jack Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
May also be available: Brightspeed.
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