4654 General Pershing Dr, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 4654 General Pershing Dr, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,379 sqft · built 1952
Lot Size	0.229 acres (9,999 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2018)
Tax Bill	$4,441 (2023)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-153-13`

Property Details

APN / Parcel Number

Primary APN	`149-153-13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,379 sqft Heated Area
Gross Area	1,414 sqft
1st Floor Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,999 sqft (0.229 acres)
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	149-153-13
Street Address	4654 GENERAL PERSHING DR
City	CHARLOTTE
State	NC
Zip	28209-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	P99 M6-647
Legal Subdivision	SELWYN PARK ADD 01
Legal Lot Number	99
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2008
Census Tract	3201

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4654 GENERAL PERSHING DR, CHARLOTTE, NC 28209-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Sep 14, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	0000117186
Deed Book / Page	32977 / 969
Last Transfer Date	Jan 10, 2022
Transfer Doc	0000004523
Record Updated	Jun 7, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 10, 2022
Property Address	4654 GENERAL PERSHING DR, CHARLOTTE, NC 28209-2810
Document Number	0000004523
Book / Page	36953 / 19
Map Reference	MB 6 PG 647
Instrument Date	Jan 5, 2022
Instrument	2022004523
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4654 GENERAL PERSHING DR, CHARLOTTE, NC 28209-2810

Mortgage

Document Number	0000004524
Date	Jan 10, 2022
Instrument	2022004524

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4654 GENERAL PERSHING DR, CHARLOTTE, NC 28209-2810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057138
Date	May 2, 2017
Book Page	31767/893
Instrument	2017057138

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 14, 2018
Property Address	4654 GENERAL PERSHING DR, CHARLOTTE, NC 28209-2810
Document Number	0000117186
Book / Page	32977 / 969
Map Reference	MB6 PG647
Instrument Date	Sep 12, 2018
Instrument	2018117186
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154F STRAWBERRY FARM RD, 154F, CAMPBELLSVILLE, KY 42718-7302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4654 GENERAL PERSHING DR, CHARLOTTE, NC 28209-2810

Mortgage

Document Number	0000117187
Date	Sep 14, 2018
Instrument	2018117187

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1985–1995)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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