4654 E 86th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4654 E 86th St, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1952
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$147,500 (May 2022)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	May 2022 Sale Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`541-09-068`

Property Details

APN / Parcel Number

Primary APN	`541-09-068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,063 sqft
2nd Floor Area	455 sqft
Basement Area	910 sqft
Finished Basement	455 sqft
Unfinished Basement	455 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4654 E 86TH ST
City	CLEVELAND
State	OH
Zip	44125-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-2
Legal Description	480 GARFPKY 0013 ALL
Legal Subdivision	GARFPKY
Legal Lot Number	13
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	2
Census Block	2005
Census Tract	154100

Owner

Source: Cuyahoga County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4654 E 86TH ST, CLEVELAND, OH 44125-1330
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer NOT AVAILABLE, BLACK TIE
Jan 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SIMONA MICHAEL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	2022380
Prior Transfer Date	Dec 6, 1988
Prior Transfer Doc	8634000049
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 25, 2022
Property Address	4654 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Document Number	0000000380
Map Reference	VOL 79 PG 25
Instrument Date	May 6, 2022
Instrument	202205250380
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	NOT AVAILABLE, BLACK TIE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 MARKET ST, SAN FRANCISCO, CA 94104-5401
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 19, 2022
Property Address	4654 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Document Number	0000000855
Map Reference	VOL 79 PG 25
Instrument Date	Jan 12, 2022
Instrument	202201190855
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5765 JANET BLVD, SOLON, OH 44139-1964

Mortgage

Document Number	0000000856
Date	Jan 19, 2022
Instrument	202201190856

Lender

Name	SIMONA MICHAEL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000000857
Date	Jan 19, 2022
Instrument	202201190857

Lender

Name	MTF GROUP LLC
Type	Non-Lending Institution
Address	EASTLAKE, OH 44095

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2023

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,936.00 (-14.68%)	$47,600 (-) Land $7,700 Building $39,900	$136,000 (-) Land $22,000 Building $114,000
2024	$4,613.00 (+61.52%)	$47,600 (+91.24%) Land $7,700 Building $39,900	$136,000 (+91.28%) Land $22,000 Building $114,000
2023	$2,856.00 (-11.3%)	$24,890 (-) Land $5,250 Building $19,640
2022	$3,220.00	$24,890 Land $5,250 Building $19,640
2021			$71,100 Land $15,000 Building $56,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DigitalC Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline, T-Mobile, Verizon.

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