4654 Crossing Trl, Lorain, OH 44053 Property Records

Lorain County property record for 4654 Crossing Trl, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,763 sqft · built 2004
Lot Size	0.585 acres (25,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,700 (Nov 2005)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-010-000-228`

Property Details

APN / Parcel Number

Primary APN	`02-02-010-000-228`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
1st Floor Area	1,763 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,500 sqft
Lot Dimensions	150 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	480 sqft
Patio Area	420 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4654 CROSSING TRL
City	LORAIN
State	OH
Zip	44053-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSSINGS @ MARTINS RUN 1 70 X 150
Legal Subdivision	CROSSINGS/MARTINS RUN 01
Legal Lot Number	21
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2028
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4654 CROSSING TRL, LORAIN, OH 44053-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Dec 11, 2018	Quit Claim Deed, Transfer REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2005 · Amount on Record
Deed Sale	Nov 18, 2005 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	0000111631
Last Transfer Date	Dec 11, 2018
Transfer Doc	0000697817
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4654 CROSSING TRL, LORAIN, OH 44053-4417
Document Number	0000699831
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4654 CROSSING TRL LORAIN OH 440534417, LORAIN, OH 44053-4417

Mortgage

Document Number	0000699831
Date	Jan 2, 2019
Instrument	699831

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4654 CROSSING TRL, LORAIN, OH 44053-4417
Document Number	0000701798
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4654 CROSSING TRL LORAIN OH 440534417, LORAIN, OH 44053-4417

Mortgage

Document Number	0000701798
Date	Jan 22, 2019
Instrument	701798

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 11, 2018
Property Address	4654 CROSSING TRL, LORAIN, OH 44053-4417
Document Number	0000697817
Instrument Date	Dec 7, 2018
Instrument	697817
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4654 CROSSING TRL #TRI LORAIN OH 440534417, LORAIN, OH 44053-4417

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00	$102,010 (+%) Land $21,000 Building $81,010	$291,450 (-) Land $60,000 Building $231,450
2024	$4,307.00 (+25.94%)	$102,008 (+46.95%) Land $21,000 Building $81,008	$291,450 (+46.94%) Land $60,000 Building $231,450
2023	$3,420.00 (+4.2%)	$69,419 (%) Land $17,192 Building $52,227	$198,340 (-) Land $49,120 Building $149,220
2022	$3,282.00	$69,420 Land $17,190 Building $52,230
2021			$198,340 Land $49,120 Building $149,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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