4654 Clover St, Houston, TX 77051 Property Records

Harris County property record for 4654 Clover St, Houston, TX 77051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 959 sqft · built 1955
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$176,890 (Feb 2021)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`073-051-007-0005`

Property Details

APN / Parcel Number

Primary APN	`073-051-007-0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	959 sqft Living Area
1st Floor Area	959 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Neighborhood
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0730510070005
Street Address	4654 CLOVER ST
City	HOUSTON
State	TX
Zip	77051-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 BLK 7 FLOWER CITY
Legal Subdivision	FLOWER CITY
Legal Block	7
Legal Lot Number	5
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1027
Census Tract	331200

Owner

4654 Clover St is owned and occupied by an individual who bought it in February 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Dec 3, 2020	Warranty Deed, Transfer NOT AVAILABLE
Dec 3, 2020	Warranty Deed, Transfer
Oct 8, 2019	Warranty Deed, Transfer PRIORITY TITLE COMPANY, PTC
Jun 12, 2019	Warranty Deed, Transfer PATRIOT TITLE
Mar 8, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Dec 3, 2020
Deed Document Number	202191482
Record Updated	Oct 29, 2026

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Feb 23, 2021
Property Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Document Number	2021091482
Map Reference	VOL 23 PG 12
Instrument Date	Feb 22, 2021
Instrument	2021-091482
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Investor	Possibly a Property Investor

Mortgage

Document Number	2021091483
Date	Feb 23, 2021
Instrument	2021-091483

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 3, 2020
Property Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Document Number	0000593027
Instrument Date	Nov 25, 2020
Instrument	593027
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 SUGAR CREEK BLVD SUGAR LAND TX 774783926, SUGAR LAND, TX 77478-3926

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 3, 2020
Property Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Document Number	2020593027
Map Reference	VOL 23 PG 12
Instrument Date	Nov 25, 2020
Instrument	2020-593027
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 SUGAR CREEK BLVD, SUGAR LAND, TX 77478-3926

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 8, 2019
Property Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Document Number	0000447148
Instrument Date	Oct 7, 2019
Instrument	447148
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	PRIORITY TITLE COMPANY, PTC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1415 WHEATLAND TERRANCE LN MISSOURI CITY TX 774592075, MISSOURI CITY, TX 77459-2075

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 12, 2019
Property Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Document Number	0000248702
Instrument Date	May 30, 2019
Instrument	248702
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	PATRIOT TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5855 SOVEREIGN DR #A HOUSTON TX 770362337, A, HOUSTON, TX 77036-2337

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HARRIS TX
Recording Date	Mar 8, 2019
Property Address	4654 CLOVER ST, HOUSTON, TX 77051-2810
Document Number	0000092588
Instrument Date	Mar 2, 2019
Instrument	92588
Transaction Type	Transfer
Record Updated	Mar 21, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7210 SCOTT ST HOUSTON TX 770215642, HOUSTON, TX 77021-5642

Tax Assessment & Valuation

The 2025 property tax bill for 4654 Clover St was $1,803 with a homeowner's exemption, down 48.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,825 (+4.34%) Land $78,975 Building $106,850	$185,825 (+4.34%) Land $78,975 Building $106,850
2025	$1,803.00 (-48.76%)	$178,091 Land $76,050 Building $102,041	$178,091 Land $76,050 Building $102,041
2024	$3,519.00
2023		$161,821 Land $64,350 Building $97,471	$161,821 Land $64,350 Building $97,471
2022	$3,260.00
2020	$1,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4654 Clover St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1981–2024)
Claims Outside the SFHA	25 of 25
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims Hurricane Ike, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4654 Clover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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