Charleston County property record for 4654 Cedar Island Ct, Mount Pleasant, SC 29429
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,358 sqft · built 2019 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $250,000 (Dec 2014) |
| Tax Bill | $4,187 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2021 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 617-15-00-006 |
| Primary APN | 617-15-00-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,358 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 23,522 sqft (0.54 acres) |
| Boat Access | Boat Access |
| Heating System | Heat Pump |
|---|
| Street Address | 4654 CEDAR ISLAND CT |
|---|---|
| City | AWENDAW |
| State | SC |
| Zip | 29429-6195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -BIG PARADISE ISLAND DESCRIPTION -LOT 31 BLK C PHASE I |
| Legal Subdivision | BIG PARADISE ISLAND |
| Legal Phase | 1 |
| Legal Block | C |
| Legal Lot Number | 31 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MCCLELLANVILLE |
| Census Block Group | 2 |
| Census Block | 2100 |
| Census Tract | 5001 |
4654 Cedar Island Ct is owner-occupied and held in a trust since July 2026.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4654 CEDAR ISLAND CT, AWENDAW, SC 29429-6195 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| Dec 23, 2020 | Deed of Trust, Mortgage SOUTH CAROLINA FCU |
| May 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU |
| Nov 6, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage SOUTH CAROLINA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2014 · Amount on File |
| Deed Sale | Dec 16, 2014 · Amount on File |
| Prior Sale | Dec 6, 2000 · Amount on File |
| Deed Book / Page | 446 / 761 |
| Last Transfer Date | Jul 29, 2026 |
| Transfer Doc | 0000047728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 29, 2026 |
| Property Address | 4654 CEDAR ISLAND CT, AWENDAW, SC 29429-6195 |
| Document Number | 0000047728 |
| Book / Page | 1406 / 255 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202647728 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4654 CEDAR ISLAND CT, AWENDAW, SC 29429-6195 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0009880134 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 988/134 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195 |
| Document Number | 0948/0006 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4654 CEDAR ISLAND CT AWENDAW SC 294296195, AWENDAW, SC 29429-6195 |
| Document Number | 0948/0006 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 000948/000006 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | PO BOX 190012, CHARLESTON, SC 29419-9012 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 6, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195 |
| Document Number | 0803/0849 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4654 CEDAR ISLAND CT AWENDAW SC 294296195, AWENDAW, SC 29429-6195 |
| Document Number | 0803/0849 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 000803/000849 |
| Name | SOUTH CAROLINA FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 6, 2017 |
| Property Address | 4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195 |
| Book / Page | 000677 / 000898 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4654 CEDAR ISLAND CT AWENDAW SC 29429, AWENDAW, SC 29429 |
| Document Number | 0677/0898 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 000677/000898 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | PO BOX 190012, NORTH CHARLESTON, SC 29419-9012 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 4654 Cedar Island Ct was $4,187, up 6.7% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,187.00 (+6.68%) | $1,154,025 (+2,925.76%) Land $412,152 Building $741,873 | $1,775,800 Land $700,000 Building $1,075,800 |
| 2024 | $3,925.00 | $38,140 | |
| 2022 | $3,670.00 | $38,140 | $1,120,000 Land $400,000 Building $720,000 |
| 2020 | $1,120,000 Land $400,000 Building $720,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4654 Cedar Island Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4654 Cedar Island Ct is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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