4654 Cedar Island Ct, Mount Pleasant (Awendaw), SC 29429 Property Records

Charleston County property record for 4654 Cedar Island Ct, Mount Pleasant, SC 29429

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,358 sqft · built 2019
Lot Size0.54 acres (23,522 sqft)
Owner2 Trust Names on File
Last Sale$250,000 (Dec 2014)
Tax Bill$4,187 (2025)
Deeds & MortgagesJul 2026 Sale
May 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN617-15-00-006

Property Details

APN / Parcel Number

Primary APN617-15-00-006

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,358 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area23,522 sqft (0.54 acres)
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address4654 CEDAR ISLAND CT
CityAWENDAW
StateSC
Zip29429-6195
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -BIG PARADISE ISLAND DESCRIPTION -LOT 31 BLK C PHASE I
Legal SubdivisionBIG PARADISE ISLAND
Legal Phase1
Legal BlockC
Legal Lot Number31
JurisdictionCHARLESTON SC
Township / Civil DivisionMCCLELLANVILLE
Census Block Group2
Census Block2100
Census Tract5001

Owner

4654 Cedar Island Ct is owner-occupied and held in a trust since July 2026.

Source: Charleston County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address4654 CEDAR ISLAND CT, AWENDAW, SC 29429-6195
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
May 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTH CAROLINA FCU
Dec 23, 2020Deed of Trust, Mortgage
SOUTH CAROLINA FCU
May 1, 2019Loan Modification, Mortgage · Conventional Mortgage
SOUTH CAROLINA FCU
Nov 6, 2017Trustee's Deed, Construction Loan · Construction Mortgage
SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2014 · Amount on File
Deed SaleDec 16, 2014 · Amount on File
Prior SaleDec 6, 2000 · Amount on File
Deed Book / Page446 / 761
Last Transfer DateJul 29, 2026
Transfer Doc0000047728
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJul 29, 2026
Property Address4654 CEDAR ISLAND CT, AWENDAW, SC 29429-6195
Document Number0000047728
Book / Page1406 / 255
Instrument DateJul 29, 2026
Instrument202647728
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address4654 CEDAR ISLAND CT, AWENDAW, SC 29429-6195

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009880134
DateMay 7, 2021
Book Page988/134
Lender
NameSOUTH CAROLINA FCU
TypeCredit Union
AddressNORTH CHARLESTON, SC 29419
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueJan 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195
Document Number0948/0006
Instrument DateDec 23, 2020
Transaction TypeMortgage
Record UpdatedMay 31, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 CEDAR ISLAND CT AWENDAW SC 294296195, AWENDAW, SC 29429-6195

Mortgage

Document Number0948/0006
DateJan 7, 2021
Book Page000948/000006
Lender
NameSOUTH CAROLINA FCU
AddressPO BOX 190012, CHARLESTON, SC 29419-9012
Agreement
AmountAmount on Record
Term360 Months
DueJan 6, 2051

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLESTON SC
Property Address4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195
Document Number0803/0849
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 CEDAR ISLAND CT AWENDAW SC 294296195, AWENDAW, SC 29429-6195

Mortgage

Document Number0803/0849
DateJun 25, 2019
Book Page000803/000849
Lender
NameSOUTH CAROLINA FCU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 24, 2049
Interest
Rate TypeFixed Rate

November 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCHARLESTON SC
Recording DateNov 6, 2017
Property Address4654 CEDAR ISLAND CT, MT PLEASANT, SC 29429-6195
Book / Page000677 / 000898
Instrument DateOct 30, 2017
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4654 CEDAR ISLAND CT AWENDAW SC 29429, AWENDAW, SC 29429

Mortgage

Document Number0677/0898
DateNov 6, 2017
Book Page000677/000898
Lender
NameSOUTH CAROLINA FCU
AddressPO BOX 190012, NORTH CHARLESTON, SC 29419-9012
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueNov 5, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 4654 Cedar Island Ct was $4,187, up 6.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,187.00 (+6.68%)$1,154,025 (+2,925.76%) Land $412,152 Building $741,873$1,775,800 Land $700,000 Building $1,075,800
2024$3,925.00$38,140
2022$3,670.00$38,140$1,120,000 Land $400,000 Building $720,000
2020$1,120,000 Land $400,000 Building $720,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4654 Cedar Island Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 86 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4654 Cedar Island Ct is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 98.2% of South Carolina
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Home Telecom
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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