Loudoun County property record for 46531 Cedarhurst Dr, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 1991 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $674,900 (Dec 2022) |
| Tax Bill | $5,619 (2023) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-30-0944-000 |
| Primary APN | 018-30-0944-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,514 sqft |
| 1st Floor Area | 1,502 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | /81/T/9///104/ |
|---|---|
| Street Address | 46531 CEDARHURST DR |
| City | STERLING |
| State | VA |
| Zip | 20165-6452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES S.5C L.104 200601310009832 1145--542 200601310009821 Q/C |
| Legal Subdivision | POTOMAC LAKES |
| Legal Lot Number | 104 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 611206 |
Source: Loudoun County records · APN 018-30-0944-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46531 CEDARHURST DR, STERLING, VA 20165-6452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Sep 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG |
| Jun 17, 2020 | Warranty Deed, Transfer · Conventional with PMI POTOMAC MTG GRP LLC |
| Jan 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on Record |
| Deed Sale | Dec 20, 2022 · Amount on Record |
| Prior Sale | Sep 29, 2020 · Amount on Record |
| Deed Document Number | 202212200066955 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Dec 20, 2022 |
| Property Address | 46531 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 0000066955 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 202212200066955 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46531 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 0000066956 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 202212200066956 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 29, 2020 |
| Property Address | 46531 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 20200929089207 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 89207 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46531 CEDARHURST DR STERLING VA 201656452, STERLING, VA 20165-6452 |
| Document Number | 20200929089208 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 89208 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 17, 2020 |
| Property Address | 46531 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 20200617046249 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 46249 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46531 CEDARHURST DR STERLING VA 201656452, STERLING, VA 20165-6452 |
| Document Number | 20200617046250 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 46250 |
| Name | POTOMAC MTG GRP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46531 CEDARHURST DR, STERLING, VA 20165-6452 |
| Document Number | 20190131004834 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 46531 CEDARHURST DR STERLING VA 201656452, STERLING, VA 20165-6452 |
| Document Number | 20190131004834 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 4834 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,619.00 | $642,230 Land $233,900 Building $408,330 | $642,230 Land $233,900 Building $408,330 |
Source: FEMA National Flood Hazard Layer as of June 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 367 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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