46525 River Meadows Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 46525 River Meadows Ter, Sterling, VA 20165

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,300 sqft · built 1993
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2017)
Tax Bill	$5,051 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-20-3594-000`

Property Details

APN / Parcel Number

Primary APN	`019-20-3594-000`
Alternative APN	`81 S 3 15`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	836 sqft
Basement Area	462 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Basement
Garage Area	220 sqft

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46525 RIVER MEADOWS TER
City	STERLING
State	VA
Zip	20165-7217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	POTOMAC TERRACE SEC.1,2 LOT 15 200511220131728
Legal Subdivision	POTOMAC
Legal Block	2
Legal Lot Number	15
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2013
Census Tract	611207

Owner

46525 River Meadows Ter, a townhouse, is owned and occupied by an individual who bought it in October 2017.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	46525 RIVER MEADOWS TER, STERLING, VA 20165-7217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on File
Deed Sale	Oct 4, 2017 · Amount on File
Prior Sale	May 20, 2016 · Amount on File
Deed Document Number	201762202
Prior Transfer Date	May 12, 2016
Prior Transfer Doc	0000030354
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 4, 2017
Property Address	46525 RIVER MEADOWS TER, STERLING, VA 20165-7217
Document Number	20171004062202
Instrument Date	Sep 28, 2017
Instrument	62202
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46525 RIVER MEADOWS TER STERLING VA 201657217, STERLING, VA 20165-7217

Mortgage

Document Number	20171004062203
Date	Oct 4, 2017
Instrument	62203

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46525 River Meadows Ter was $5,051.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,051.00	$627,510 Land $228,500 Building $399,010	$627,510 Land $228,500 Building $399,010
2023	$4,788.00	$547,290 Land $198,500 Building $348,790	$547,290 Land $198,500 Building $348,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46525 River Meadows Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46525 River Meadows Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250