4652 Sunsail Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 4652 Sunsail Cir, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,129 sqft · built 1998
Lot Size0.117 acres (5,111 sqft)
OwnerOwner Name on File
Last Sale$310,000 (Jul 2014)
Tax Bill$5,324 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-4966-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-4966-0
Alternative APN
  • 00-2S-22-0385-0000-0480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,129 sqft Heated Area
Gross Area2,683 sqft
1st Floor Area2,129 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area5,111 sqft (0.117 acres)
Garage TypeFinished
Garage Area400 sqft
PorchOpen Porch
Porch Area42 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4652 SUNSAIL CIR
CityDESTIN
StateFL
Zip32541-4756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSAIL S/D LOT 48
Legal Range22
Legal Township02S
Legal SubdivisionSUNSAIL S/D
Legal Lot Number48
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23308

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address10 PANDORA DR, CRESTVIEW, FL 32536-1812

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleJul 16, 2014 · Amount on Record
Deed SaleJul 16, 2014 · Amount on Record
Deed Document Number2939433
Deed Book / Page3155 / 4926
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,324.00 (+9.77%)$451,293 (+0.71%) Land $194,761 Building $256,532$451,293 (+0.71%) Land $194,761 Building $256,532
2023$4,850.00 (+8.99%)$448,090 (+10.04%) Land $130,902 Building $317,188$448,090 (+10.04%) Land $130,902 Building $317,188
2022$4,450.00$407,188 Land $119,002 Building $288,186$407,188 Land $119,002 Building $288,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1998)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Sunsail Cir

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