Macomb County property record for 46514 Chalmers Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,010 sqft · built 2003 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Jun 2026) |
| Tax Bill | $7,814 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-35-130-016 |
| Primary APN | 20-08-35-130-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,010 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,368 sqft |
| Unfinished Basement | 1,368 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46514 CHALMERS DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-6221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEAUFAIT FARMS SUB #3 LOT 196 LIBER: 150 PAGES: 25-31 |
| Legal Subdivision | BEAUFAIT FARMS SUB |
| Legal Lot Number | 196 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 223402 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29146 BONNIE DR, WARREN, MI 48093-3574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 2, 2026 | Warranty Deed, Transfer · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Jun 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENISYS CU |
| Oct 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 21, 2019 | Warranty Deed, Transfer STERLING TITLE AGENCY |
| Feb 15, 2015 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Jun 7, 2022 · Amount on Record |
| Deed Document Number | 202651951 |
| Deed Book / Page | 30689 / 62 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 2, 2026 |
| Property Address | 46514 CHALMERS DR, MACOMB, MI 48044-6221 |
| Document Number | 2600051951 |
| Book / Page | 30689 / 62 |
| Instrument Date | May 27, 2026 |
| Instrument | 202651951 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447,329.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29146 BONNIE DR, WARREN, MI 48093-3574 |
| Document Number | 0000051356, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202651356 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 29, 2026 |
| Property Address | 46514 CHALMERS DR, MACOMB, MI 48044-6221 |
| Document Number | 2600051356 |
| Book / Page | 30686 / 293 |
| Instrument Date | May 27, 2026 |
| Instrument | 202651356 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 29146 BONNIE DR, WARREN, MI 48093-3574 |
| Document Number | 0000051356, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 30686/293 |
| Instrument | 202651356 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 7, 2022 |
| Property Address | 46514 CHALMERS DR, MACOMB, MI 48044-6221 |
| Document Number | 2200073206 |
| Book / Page | 28647 / 522 |
| Map Reference | LB 150 PG 25 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 202200073206 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | TITLE PLUS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,487.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46514 CHALMERS DR, 46514, MACOMB, MI 48044-6221 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1815 SKYLAND GLEN DR, SNELLVILLE, GA 30078-3871 |
| Document Number | 2200075014 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 28656/456 |
| Instrument | 202200075014 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46514 CHALMERS DR, MACOMB, MI 48044-6221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46514 CHALMERS DR, MACOMB, MI 48044-6221 |
| Document Number | 0000129110 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 27094/892 |
| Instrument | 2129110 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 21, 2019 |
| Property Address | 46514 CHALMERS DR, MACOMB, MI 48044-6221 |
| Document Number | 0000017228 |
| Book / Page | 025819 / 000089 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 17228 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2019 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,838.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 46514 CHALMERS DR MACOMB MI 480446221, MACOMB, MI 48044-6221 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46514 CHALMERS DR, MACOMB, MI 48044-6221 |
| Document Number | 0000016746 |
| Instrument Date | Feb 15, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 37116 CASTLETON DR STERLING HEIGHTS MI 483122227, STERLING HEIGHTS, MI 48312-2227 |
| Document Number | 0000016746 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 025816/000860 |
| Instrument | 16746 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2049 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,300 (+3.17%) | $540,600 (+3.17%) | |
| 2025 | $7,814.00 (+27.55%) Homeowner's exemption | $262,000 (+14.26%) | $524,000 (+14.26%) |
| 2023 | $229,300 | $458,600 | |
| 2022 | $6,126.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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