4651 Whirlaway Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 4651 Whirlaway Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,205 sqft · built 2002
Lot Size	0.147 acres (6,381 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Dec 2021)
Tax Bill	$9,021 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`244-310-190-000`

Property Details

APN / Parcel Number

Primary APN	`244-310-190-000`
Alternative APN	`244-310-19`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,205 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	6,381 sqft (0.147 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-310-19
Street Address	4651 WHIRLAWAY LN
City	TRACY
State	CA
Zip	95377-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	01-FM PT OF 244-020-39 PER EDGEWOOD #22
Legal Subdivision	EDGEWOOD
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1008
Census Tract	5218

Owner

4651 Whirlaway Ln is owned by two individuals who bought it in December 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1404 STURGEON WAY, SAN JOSE, CA 95129-4752
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 10, 2021	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jun 10, 2021 · Amount on File
Deed Document Number	2021216700
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 30, 2021
Property Address	4651 WHIRLAWAY LN, TRACY, CA 95377-8306
Document Number	0000216700
Map Reference	MB 35 PG 95
Instrument Date	Dec 17, 2021
Instrument	2021-216700
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1404 STURGEON WAY, SAN JOSE, CA 95129-4752

Mortgage

Document Number	0000216701
Date	Dec 30, 2021
Instrument	2021-216701

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 10, 2021
Property Address	4651 WHIRLAWAY LN, TRACY, CA 95377-8306
Document Number	0000099719
Map Reference	MB 35 PG 95
Instrument Date	May 21, 2021
Instrument	2021-099719
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14269 TRINIDAD RD, SAN LEANDRO, CA 94577-6538

Mortgage

Document Number	0000099720
Date	Jun 10, 2021
Instrument	2021-099720

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4651 Whirlaway Ln was $9,021, down 12.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,021.00 (-12.91%)
2025	$10,358.00	$854,271 Land $127,344 Building $726,927
2023	$9,860.00 (-0.72%)	$821,100 Land $122,400 Building $698,700	$810,540
2022	$9,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4651 Whirlaway Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4651 Whirlaway Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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