4651 Stern Dr, Merced, CA 95348 Property Records

Merced County property record for 4651 Stern Dr, Merced, CA 95348 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,116 sqft · built 2006
Lot Size0.131 acres (5,692 sqft)
Owner2 Individual Names on File
Last Sale$428,000 (Jul 2021)
Tax Bill$7,122 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN224-053-005-000

Property Details

APN / Parcel Number

Primary APN224-053-005-000
Alternative APN
  • 224-053-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,116 sqft Living Area
Gross Area512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,692 sqft (0.131 acres)
Garage TypeAttached
Garage Area512 sqft
Parking Spaces2 Parking Spaces
Patio Area127 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224-053-005
Street Address4651 STERN DR
CityMERCED
StateCA
Zip95348-8535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE RANCH EAST - VILLAGE 15 PHS 1 LOT 170
Legal SubdivisionBELLEVUE RANCH EAST VILLAGE 15
Legal Lot Number170
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2004
Census Tract1007

Owner

Source: Merced County records · APN 224-053-005-000

Assessment roll updated July 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4651 STERN DR, MERCED, CA 95348-8535
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleJun 12, 2006 · Amount on Record
Deed Document Number202133272
Last Transfer DateAug 16, 2024
Transfer Doc0000019548
Record UpdatedSep 20, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 28, 2021
Property Address4651 STERN DR, MERCED, CA 95348-8535
Document Number0000033272
Map ReferenceMB 69 PG 10-13
Instrument DateJul 22, 2021
Instrument2021033272
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address110 TALBERT ST, SAN FRANCISCO, CA 94134-2915

Mortgage

Document Number0000033273
DateJul 28, 2021
Instrument2021033273
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,122.00 (+13.41%)$510,000 (+16.82%) Land $120,000 Building $390,000
2024$6,280.00 (+1.55%)
2023$6,184.00 (+1.74%)$436,560 Land $86,700 Building $349,860
2022$6,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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