4651 Proctor Rd, Castro Valley, CA 94546 Property Records

Alameda County property record for 4651 Proctor Rd, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 1946
Lot Size	0.235 acres (10,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,075,000 (Oct 2024)
Tax Bill	$13,554 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Jul 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84D-1403-1-7`

Property Details

APN / Parcel Number

Primary APN	`84D-1403-1-7`
Alternative APN	`084D-1403-001-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	10,256 sqft (0.235 acres)

Location & Zoning

Street Address	4651 PROCTOR RD
City	CASTRO VALLEY
State	CA
Zip	94546-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00007 BLK: 0001 AR: 084D PAGE: 1403
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3003
Census Tract	430300

Owner

Source: Alameda County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4651 PROCTOR RD, CASTRO VALLEY, CA 94546-1326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Grant Deed, Construction Loan · Line of Credit COLORADO FSB
Jul 10, 2018	Loan Modification, Mortgage COLORADO FED'L SVGS BK
Jul 12, 2017	Grant Deed, Construction Loan · Construction Mortgage COLORADO FSB
Feb 14, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Deed Document Number	2024119813
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0000292937
Record Updated	Jun 8, 2026

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 14, 2018
Property Address	4651 PROCTOR RD, CASTRO VALLEY, CA 94546-1326
Instrument Date	Dec 12, 2018
Instrument	236984
Transaction Type	Construction Loan
Record Updated	Jan 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 CROW CANYON PL #350 SAN RAMON CA 945831383, 350, SAN RAMON, CA 94583-1383

Mortgage

Document Number	0000236984
Date	Dec 14, 2018
Instrument	236984

Lender

Name	COLORADO FSB
Type	Federal Savings Bank
Address	500 CAMPUS DR # 304, MORGANVILLE, NJ 07751-1287

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 13, 2020

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALAMEDA CA
Property Address	4651 PROCTOR RD, CASTRO VALLEY, CA 94546-1326
Document Number	0000151290
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000151290
Date	Aug 2, 2018
Instrument	151290

Lender

Name	COLORADO FED'L SVGS BK
Address	EL DORADO HILLS, CA 95762

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2019

July 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 12, 2017
Property Address	4651 PROCTOR RD, CASTRO VALLEY, CA 94546-1326
Document Number	0000151735
Instrument Date	Jul 10, 2017
Instrument	151735
Transaction Type	Construction Loan
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,414.20
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 CROW CANYON PL #350 SAN RAMON CA 945831383, 350, SAN RAMON, CA 94583-1383

Mortgage

Document Number	151736
Date	Jul 12, 2017
Instrument	151736

Lender

Name	COLORADO FSB
Type	Federal Savings Bank
Address	5174 HILLSDALE CIR, EL DORADO HILLS, CA 95762-5713

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2018

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 14, 2017
Property Address	4651 PROCTOR RD, CASTRO VALLEY, CA 94546-1326
Document Number	0000040253
Instrument Date	Feb 13, 2017
Instrument	40253
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,554.00 (+42.21%)	$1,075,000 (+44.7%) Land $450,000 Building $625,000
2023	$9,531.00 Homeowner's exemption	$742,927 Land $228,331 Building $514,596

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Sonic Telecom, T-Mobile.

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